What domestic credit cards are settled in Japanese yen?

The Bank of China Great Wall Global Pass Credit Card will be settled in RMB no matter what currency is used, that is, there is no currency transfer fee

ICBC multi-currency credit card, containing Japanese yen

When using a credit card to repay the Japanese yen in a debit card in Japan, cash or cash

If you are required to go through the UnionPay channel when swiping the card, The account is recorded in RMB, and then the payment is repaid in RMB; if the card is swiped through the VISA channel, the payment is settled in Japanese yen.

So, it is very important to choose the channel. If you want to repay in Japanese yen, please be sure to use the VISA channel.

Because there is a fee for withdrawing cash from Japanese ATMs, it is prudent to exchange more Japanese yen cash. When swiping the card, you will choose to go through the VISA channel. After returning to your country, you will repay the unused Japanese yen cash. Then use RMB to purchase foreign exchange for repayment.

If I owed 1 million yen on my credit card in Japan many years ago, will it have any impact on applying for residence in Japan again? Also, how do I repay a Japanese credit card in China?

This will probably always be recorded, but because different countries have different ways of collecting debts, and capitalist countries like Japan have always paid more attention to the real economy, for credit card virtual The economy is not very supportive legally, which is why many Japanese companies are willing to invest abroad after they become big. More importantly, Japan has also experienced the current era of financial product chaos in our country, so under normal circumstances, for personal debt You have the right to apply for personal bankruptcy and have the state pay off the debt. This is different from our country. As long as an individual owes money, there is no other option except violent collection. Therefore, a credit card debt of 1 million yen in Japan has little impact on a foreigner, but If you want to go to Japan, it should be more difficult.

Which banks’ credit cards can save and spend Japanese yen?

The JCB credit card issued by Bank of Shanghai is a dual-currency account in RMB and USD, and the BOC JCB credit card issued by Bank of China is RMB , Japanese Yen dual currency account.

In addition, deposits in credit cards (debit cards) do not accrue interest and are overpayments. You will also need to pay handling fees when withdrawing in the future.

How to repay credit card in Japan?

Foreword: Everyone knows that using a credit card still requires repayment on time. Generally, everyone knows how to repay, and just pay off the specified amount when the specified time comes. So how should I repay my credit card in Japan?

1. Bind a debit card

In fact, the procedures and operation methods for credit card repayment are very simple, but everyone must bind it when using a credit card to repay. Order a debit card for yourself. For example, if you apply for a Japanese bank card, if you need to make credit card repayments, you must also apply for a Japanese debit card. This is very different from the Chinese repayment method. There is another way. You can also bring the debit card you have applied for in China and use it in Japan, but you must bind your debit card to a Japanese credit card. In this case, it is actually more convenient. Although it is troublesome, I still recommend that you apply for a debit card directly.

2. The bank card has sufficient balance

When you apply for a bank card in Japan, you can just apply for a debit card and complete the corresponding binding. Be sure to deposit the money into the debit card when repaying the loan. When the repayment date is approaching, the official bank card platform will automatically deduct the balance from the card. So at this time, everyone just needs to ensure that there is enough money in their card to allow the other party to deduct it. This is why the steps for credit card repayment are very simple.

3. Other related information

However, there is another point that everyone needs to pay attention to. Japanese credit cards are the same as Chinese credit cards. If the payment is overdue, corresponding interest will accrue. Then you said there will be a grace period of three days. If the party still fails to make repayment after these three days, interest will start to be calculated.

Generally speaking, this amount is related to the minimum repayment amount stipulated by the bank, and corresponding late payment fees will be charged. This amount is about 5.

Does Bank of Communications have any Japanese yen credit cards?

Hello, Bank of Communications does not have JCB credit cards issued by Japan UnionPay, only VISA and MasterCard credit cards.

This concludes the introduction to Japanese Yen credit cards and RMB Japanese Yen credit cards. Have you found the information you need?