Caiyu Guanjia

Company entity: Beijing Caizhiyun Investment Management Co., Ltd.

Caizhiyun was established in October 2014 and launched in December of the same year Caiyu Guanjia aims to help financial users achieve “all assets managed in one place”. It has completed two rounds of financing from Xintian Venture Capital, Xinhu Holdings, and 51 Credit Card. The founder, Liu Zhenyu, was a Tencent product manager. The first "balance accounting method" helps users manage assets.

The main focus of Caiyu Guanjia is balance accounting, which actually helps you compile bill statistics for your assets. Currently supported funding channels include: bank cards, credit cards, provident funds, P2P online loans, stocks, funds, loans, bank financial management bonds, cash and foreign exchange and other assets, basically covering all commonly used investment methods.

Let me talk about a few highlights. For example, the Caiyu P2P area supports automatic synchronization with more than 80 online loan platforms. You can also manually enter the purchased product, yield rate, and purchase time, and Caiyu will help you calculate it. In the stock section, Caiyu records more than 9,000 stocks, including A shares, Hong Kong stocks and US stocks; in the bank financial management section, Caiyu has thousands of stocks from more than 300 banks. Choose a product... and automatically remind you of your earnings and expiration time.

In Caiyu Guanjia, you can also intuitively see your asset allocation and liabilities through the "Asset Perspective", and you can also clearly see your financial management process. In addition, Caiyu also has a communication community in Yutang, where officially certified big Vs and various fishes share investment experiences, online loan exchanges and revelations (there have been a lot of rumors about P2P platforms in the past two months, Yutang There are a lot of revelations in it). What's more tasteless about Caiyu is that some advanced functions require a certain amount of points before they can be used. Of course, this is some of the operating strategies of other people's products.

From Zhihu, author La La Ducai