How to use the credit card of Guangfa Bank?

After users get the credit card of Guangfa Bank, they need to activate it first. The activation method is as follows:

1. Download the "Discover Wonderful" APP of Guangfa Bank, and click "My Card Service-Card Activation" after logging in.

2. Download the mobile banking APP of Guangfa Bank, log in and click "Credit Card-Credit Card Activation".

After the user activates the credit card, he can spend within the credit card limit by swiping the card offline and trading online. After using a credit card, the bank will send you a credit card bill on the next billing day, and the cardholder can repay according to the amount on the bill. Repayment channels include: Discover Wonderful APP, online banking, mobile banking, WeChat banking, outlet repayment and self-service terminal repayment.

In addition to credit card transactions, credit cards can also be withdrawn at bank counters and ATMs, but credit cards take the existing handling fees and interest.

Who pays for the cooperation between credit card and merchant?

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