Did the bank give the money to Yixin first for the Yixin car loan?

No, it was given to the 4S store.

Yixin Car Loan generally lends money to 4S stores. The usual car lending process mainly includes that the loan applicant first applies for a loan to Pingcheng and submits relevant loan information, and then waits for the approval of the platform. To lend money, the borrower must provide detailed proof of address and income certificate issued by the employer. If you cannot issue proof of income, you will need to provide a business license and bank statements for about three months. The applicant must have good credit with the bank and the borrower has paid a down payment of no less than the minimum down payment amount. This way you can apply for a credit loan.

What is the application process for Yixin car loan? You can do it in these 4 steps!

With the advent of the Internet era, more and more people are beginning to handle affairs through the Internet, including borrowing money to purchase cars through the Internet. Now, an online loan platform called "Yixin Auto Loan" is attracting more and more attention. Many people are inquiring about the Yixin car loan application process. Today I will help you solve this problem.

Different from traditional commercial bank car loans, the application process for Yixin Car Loan only requires 4 steps. If everything goes well, you can drive your car home 1-3 days after applying for a loan.

Yixin Car Loan Application Process

1. Choose the car you like through the Yixin Car Loan official website or mobile APP. Yixin Car Loan basically covers all car brands and car models.

2. Choose a financial loan plan that suits you based on your actual situation and the advice of your account manager.

3. Check your car loan order in detail to ensure that all information is accurate. If you want to cancel your order, you can do it yourself through Yixin Auto Loan.

4. Wait until everyone receives the loan approval information. You can go to the car dealer to pick up the car directly.

Yixin Auto Loan is divided into self-operated business and cooperative business. The application process for different businesses may be slightly different, but the general process is the above four steps. Generally speaking, it is more convenient than a bank car loan.

How long does it take for Yixin Car Loan to be disbursed? This speed is mind-blowing!

The conditions for early repayment of Yixin Car Loan are very simple, just accept this condition!

How long does it take for Yixin Car Loan from application to disbursement?

It usually takes about 1-2 days, usually no more than 2 days. If you go fast, it can be completed in one day.

1: Yixin Car Loan Car Purchase Process

1. Visit the official website 2. Select your favorite car model 3. Select your favorite loan product 4. View product details and apply for an order

5. Check the order status 6. If you have any questions, contact customer service in time (Lenovo Xiaoxin QQ Browser V10.8.0)

2: The conditions required for a car loan are:

1 .Have a valid identity certificate and have full civil capacity; 2. Be able to provide proof of a fixed and detailed address; 3. Have a stable career and the ability to repay the principal and interest of the loan on time; 4. Have good personal social credit; 5. Hold the approval of the lender car purchase contract or agreement; 6. Other conditions stipulated by the cooperative agency.

3. The process of buying a car with a loan: 1. Lead the customer to choose a car at the bank’s authorized dealer and sign a car purchase agreement or contract; 2. The borrower applies for a personal car mortgage loan from the lending bank; 3. Sign the contract after investigation and approval; 4. Handle the car notarization, mortgage and other procedures; 5. The lender handles the loan; 6. After the loan is repaid, the lender cancels the pledge certificate and returns it to the customer.

Four: Car loan deduction and repayment time: The loans provided by car financial institutions are not much different from this in terms of terms. However, loan interest rates from auto finance institutions tend to be higher. In addition, there is also the form of credit card installment payment, which is also a very popular form of car loan at present. Bank car loans have longer terms, generally 3-5 years.

Five: The actual process of applying for a loan takes a lot of time and energy. In order to control risks, banks usually take a long time to review and require applicants to submit a lot of information.

If you want to apply without the hassle, bank loans are a good choice. Choose to buy a car through a bank loan. The loan interest rate is moderate and there are many types of cars to choose from. Sometimes when banks cooperate with car dealerships, you can enjoy certain discounts. However, it should be noted that although there is no interest fee for credit card installment, there is a handling fee. The longer the installment time, the higher the handling fee. Usually the handling fee for an installment exceeding one year will be the same as or slightly higher than the bank's consumer loan interest rate for the same period.

Is Yixin car loan loan processed online

No, it is processed offline.

1. Yixin Auto Loan guides customers offline to fill out the "Financing Application Form" and collects application information related to personal identity, income, and financial resources.

2. After Yixin completes the preliminary review, it will push the loan intention to Minsheng Bank; Minsheng Bank will send a text message to the customer to remind them to initiate a loan application through Minsheng Bank’s direct bank WeChat official account channel. For new customers , guiding customers to complete the process of opening a Minsheng electronic account and signing a credit inquiry authorization statement online.

3. Yixin and Minsheng *** will review and approve the financing application together. The customer may receive a phone call from Yixin's approval staff to confirm their financing application and verify relevant information.

4. After completing the approval, the customer signs the "Financial Lease Contract" and other agreement documents with Yixin Financial Consultant offline, logs in to the WeChat official account of Minsheng Bank Direct Bank again, and signs the "Loan" with Minsheng Bank online. contract".

5. The customer cooperates to complete the down payment, purchase of vehicle insurance and other procedures. Yixin and Minsheng Bank complete the financing and send a text message to remind the customer of the loan information.

6. During the approval process and after the loan is disbursed, customers can log in to the WeChat official account of Minsheng Bank Direct Bank to check the loan approval progress and detailed information of the loan that has been disbursed.

(WeChat version 8.5.3)

●Is Yixin Car Loan reliable?

●Relatively reliable. The company is real. As an Internet financial company, its shareholders include Bitauto, Tencent and JD.com. However, its social reputation in terms of loan speed is average. The loan process of Yixin Auto Loan: Individuals apply for a loan to the platform and submit loan information. The loan can be released after the platform has approved it. The borrower must provide detailed proof of address and income certificate issued by the employer. If you cannot issue proof of income, you will need to provide a business license and bank statements for about three months. The applicant must have good credit with the bank and the borrower has paid a down payment of no less than the minimum down payment amount. This way you can apply for a credit loan. If the borrower can find a local guarantee company that meets the guarantee qualifications to guarantee for himself, he can also apply for a guaranteed loan to buy a car. Yixin Finance is the leading Internet automotive finance technology platform in China. It was established in August 2014. It is the only Chinese Internet automotive finance platform with a joint investment of more than 6 billion from Bitauto, Tencent, JD.com and Baidu.

Why is Yixin Auto Loan a loan from WeBank?

WeBank is the lending institution for Yixin Auto Loan. The loan process is as follows:

1. Customer Submit a loan application, submit application materials, take photos of the vehicle, complete vehicle information registration and other steps;

2. Transaction Xin Che Loan staff will review the application materials and submit them to WeBank;

3. WeBank will provide the loan after approval;

4. The customer receives the loan, pays the cost of purchasing the vehicle, and completes the Xinche loan business.

This is the end of the introduction about the Yixin Auto Loan car owner loan process and the Yixin Auto Loan car owner loan process. I wonder if you found the information you need?