If the credit card is lost and the password is leaked, the probability of it being stolen is very high. Therefore, it is recommended to report the loss immediately. After the loss is reported, the credit limit in the card cannot be debited. You can report the loss by phone or through mobile banking. Report loss, but there is a handling fee for reporting loss of credit card.

Is there any charge for reporting the loss of a Postal Bank credit card?

There is a charge for reporting the loss of a Postal Bank credit card. The postal bank’s regular card level and regular IC card credit card loss reporting fee is 20 yuan/time, and the gold card level is 20 yuan per time. The fee for reporting the loss of IC cards and gold cards is 40 yuan per time. The fee for reporting the loss of business cards and platinum credit cards is waived. If your credit card is a card that charges fees for loss reporting, it will be charged from the credit card account in real time after the loss is successfully reported.

Different credit card types charge different price ranges for reporting loss service fees. In terms of card replacement fees, the price setting will also vary greatly depending on the card type. If the Postal Savings Bank of China wants to reissue a new card, it will cost 20 yuan for ordinary cards, gold cards, and titanium cards, while the cost of issuing other cards ranges from 0 yuan to 3,888 yuan per card.

There is no temporary loss reporting service for Postal Bank credit cards. Once the loss is reported, it is permanent, and the card reported as lost can no longer be used. After reporting the loss, you need to call the credit card customer service hotline to apply for a card replacement before you can get a new card.

After reporting the loss of your Postal Bank credit card, it is recommended to pay attention to the bill and make timely repayment. Before receiving the new card, you can repay through the original card number. After you apply for a card replacement and receive the new card, you can repay through the new card number.

How to cancel a Postal Bank credit card after reporting it as lost?

Call the Postal Bank credit card customer service hotline to be transferred to manual customer service.

After canceling a credit card, it means that the card is invalid. If your card is found again, it cannot be recovered. If there is no overflow payment in the card after cancellation, please cut off the magnetic stripe/chip of the card and destroy it. Processing; no handling fee will be charged for cancellation, and it will not affect the use of other credit cards.