Financial Management Career Plan

The pace of time is silent and it passes by inadvertently. Do you have a clear and precise career direction? We need to make good career planning. So how to write a career plan? The following is a financial management career planning book that I carefully compiled. You are welcome to read it. I hope you will like it.

1. Foreword

The financial industry is a popular industry in the 21st century. To comply with the development of society and to be a useful talent in society, I chose what I like. financial management major. And after graduation, I have been working hard for my ideals. To this end, I have made the following career planning example for college students majoring in financial management. I will move towards the goals I have planned. Under modern economic conditions, whether domestic or foreign, it is most important to define what social role a person plays. One of the main social evaluation indicators is the degree of professional education they have received. It can be said that choosing a major is choosing a career orientation. Of course, there are many successful examples of cross-industry and cross-professional success, but those are more of special products in the context of certain industry intersections. In the process of this society developing towards a professional economy, the demand for professional talents in various specialized industries will still be the future occupational division of labor

2. Self-analysis

1. Personality characteristics: I The advantage is that he has an optimistic and positive personality, can think about everything, is easy-going, friendly, sincere, rigorous and careful, has a sense of responsibility, has a certain enterprising spirit and strong curiosity, and often needs to get to the bottom of unknown things. , good at thinking and discovery, good at delving into research, relatively strong logical thinking, like teamwork, good comprehensive analysis ability, considerate when doing things, and strive for fairness and efficiency. The disadvantage is that I have a slightly introverted and sensitive personality, I have no independent opinions in doing things, I am sometimes loose and free, and I am not good at communicating with others. I feel very nervous when speaking in public places and dare not express my ideas boldly. My writing ability is not strong enough. Things are often done in a three-minute manner, and the perseverance and willpower are not strong.

2. Career interests: My current major is finance, which mainly studies how to allocate scarce resources across time under uncertain conditions. Mainly cultivate students with basic knowledge of financial and insurance theory and mastery of financial and insurance business technology. They can use general economic methods to analyze financial and insurance activities and handle financial and insurance business. They have certain comprehensive judgment and innovation capabilities and can work in central banks, commercial banks, and policy banks. , senior professionals working in securities companies, life insurance companies, property insurance companies, reinsurance companies, trust investment companies, financial leasing companies, financial asset companies, group finance companies, investment fund companies and financial education departments.

3. Professional values: I hope that I am both interested in my job and hope that it meets my high standards and achieves a win-win situation. I think beauty and coordination are the most important. Looking at the problem with a dialectical approach, people should make contributions to society, but they should not completely separate themselves from their own needs. They should try their best to connect their own requirements with society to achieve the satisfaction of both parties and mutual benefit. At the same time, we must have an optimistic attitude towards life, see the positive side of everything, and use this to inspire self-improvement and create better life value.

4. Vocational ability: Professional skills: economics, management, advanced mathematics, accounting, economic law, English (can reach Level 4), computer (can reach Level 2). Other skills: Have certain teamwork ability, organizational planning ability, innovation ability, strong learning and thinking ability, solid knowledge absorption, good memory, and good observation. Certain professional abilities are a necessary condition for any professional position. I think the abilities I have are just suitable for the work of people in the banking and insurance industries. First of all, I have certain personal abilities. I am a dedicated, responsible person who pays attention to details. And he is willing to use his infectiousness and persuasiveness to guide others, and has good affinity. Secondly, I have good social skills, strong teamwork skills and good communication skills. At work, you can collaborate with others to complete work, be fair and tolerant to others, and have the judgment and self-discipline to accurately decide things.

3. Employment cognition

1. Family background analysis: I was born in an ordinary and happy family. My parents are self-employed and have a son with strong leadership skills. Sister, this has developed my strong sense of teamwork. Under the care of my parents, I am also very cheerful and optimistic, have a positive attitude towards life, and can solve problems with confidence and well.

2. School environment analysis: Wenzhou University City College relies on the school-running foundation of Wenzhou University and gives full play to the advantages of the advanced school-running model to form its own distinctive school-running characteristics. The college adheres to the school-running philosophy of “being close to society, being close to industry, and being close to the world”, and has established the basic goal of talent training of “being able to be a good person, being able to do things, being able to seek knowledge, and being able to innovate”. The college regards "being a good person" as the first priority in talent cultivation, and strives to cultivate students' professional knowledge and skills; at the same time, it cultivates students' innovative concepts and creative abilities through creative teaching activities.

3. Analysis of the social environment: In today’s financial workplace, the craze for academic qualifications is still a mainstream. Better financial management institutions almost all require a master’s degree or above, graduates from prestigious schools, etc. for personnel recruitment. . This kind of superficial glitz is more concentrated in economically developed areas such as Beijing, Shanghai, Guangzhou, and Shenzhen, where there are more financial career opportunities. Academic qualifications and majors have become the main indicators for HR to select talents. Because there are so many people, the employer has no time to examine their talents in detail. In order to simplify the work procedures and reduce the workload, the only option is to get people with academic qualifications - after all, in China, there are not many graduate students on the streets. The level of academic qualifications can still explain a person's learning ability, knowledge system, and development space.

4. Occupational environment analysis: 1. Financial industry analysis: There is a close relationship between financial development and economic development. my country's financial informatization is considered by industry insiders to have "a late start but rapid development." But compared with foreign financial companies, we are still in the primary stage of financial informatization. 2. Career analysis: The financial industry is very popular in modern society. As the focus and hot spot of the times, it is favored by the majority of graduates.

5. Analysis of job search directions: Finance majors usually have the following destinations: commercial banks; securities companies; trust investment companies; financial holding groups, financial leasing, guarantee companies; insurance companies; central (people's ) banks, financial industry regulatory agencies; policy banks such as China Development Bank and Agricultural Development Bank of China, etc. Among these destinations, I prefer commercial banks, credit unions and insurance companies.

4. SWOT analysis

1. Own advantages: optimistic, cheerful and confident, with strong sense of teamwork and strong sense of responsibility. And I think that I am still young and in the golden period of learning, and there are still good learning opportunities. Through my continuous efforts, I can use the time when my marginal output is at its peak to exchange for my professional knowledge bit by bit. , psychological quality and other advantages.

2. Own disadvantages: First, as an undergraduate, you are a third-year student and are limited by your academic qualifications. Therefore, if you want to achieve higher development in this industry, taking the postgraduate entrance examination is also an option. Second, finance is an industry that requires unlimited imagination. It requires people to constantly use imagination to innovate, match various asset portfolios, disperse risks, and increase returns. I have noticed my own shortcomings in this aspect.

3. Opportunities: As China’s market economic reform continues to deepen, the development of the credit industry will inevitably have a long-term positive trend, especially through Wenzhou’s financial reform, so the future of the financial industry can be said to be bright. .

4. Threats: The threats to working in the financial industry come from the deepening of domestic education, that is, the competition in the domestic talent market, and also after the flattening of the world, financial talents from all corners of the world are competing for scarce financial positions. Fierce competition.

5. Action formulation

1. Plan for the next two years:

First, obtain the securities qualification certificate, banking qualification certificate, etc. to promote financial development A stepping stone to the crack in the door.

Second, start now to review basic mathematical knowledge such as advanced mathematics, linear algebra, probability and mathematical statistics, and lay a solid mathematical foundation for yourself.

Third, lay a solid foundation in economics.

2. Plans for the next two years I am not very clear about my career plans for the next two years. After all, there are many uncertainties in the future, but I have set a general direction for my efforts. You can still prepare yourself to avoid being caught off guard when you collide with the future. I will choose to find employment directly after graduation.

3. Seventh semester: In the seventh semester after obtaining CET-4 and various professional certificates, I will work hard to review professional courses and lay a solid foundation for my graduation thesis. Eighth semester: In the eighth semester, which is about to end as a college student, I will shift my focus to society and work, and start submitting resumes for interviews until I am admitted.

6. My target career

Short-term planning (4 to 6 years)-succeed in all required grade assessments and have an equivalent degree.

Medium-term planning (4 years to 8 years)--Create a better job prospect through continuous efforts and exploration.

Long-range planning (10 to 15 years) - Create a better career after accumulating considerable practical experience. The specific situation is as follows:

On the stage of life, I will play multiple roles. As far as my personal career is concerned, it is specifically reflected in the planning of three different processes, and there are also three different roles. Role. First of all, in short-term planning, I play the role of "asker". Because before joining social practice, the most important thing is professional theoretical knowledge. Therefore, learn the professional skills and knowledge of human resources management well, lay a solid disciplinary foundation, and make sufficient theoretical preparations for future social practice. And this The first stage is precisely a stage of acquiring knowledge, and the plasticity is very strong. It can be called the "asking for directions stage". Only by asking clearly about the direction and purpose of progress can we make further thinking and actions.

Second, in the medium-term planning, the role I want to play is that of a "passenger". "A journey of a thousand miles begins with a single step." Only by mastering proficient theoretical skills can we combine them with practice and perfectly coordinate with the process of life, study, and work. Accumulate work experience in actual work, better utilize professional skills and expertise, and create a bright future through continuous efforts and exploration. At the same time, constantly updating concepts and integrating them with cutting-edge professional management theories is also a very good period for honing and developing one's own professional qualities.

Finally, in long-range planning, the role I want to play is that of "guide". Because after accumulating considerable practical experience, I am more capable of working hard and have better professional and psychological qualities. Not only can I guide others to better complete the "walking" stage in actual work, but I can also help others in this process. Enrich yourself and improve yourself. Only in this way can we become the best among our peers, set an example, and better serve the public. However, dreams are beautiful, but reality is cruel. During the implementation process, it cannot be smooth sailing, and problems and setbacks are inevitable. When a problem occurs, first of all, it is natural not to deal with it blindly, let alone ignore its existence. We must look for the reasons within ourselves, conduct repeated deliberation, find the subjective and objective factors of frustration, and find corresponding compensation methods. The most important thing is, no matter what happens, don't give up easily, otherwise you will lose everything. Just like the wise saying - Our great stglory consists not in never falling, but in rising every time we fall. "So, in fact, everyone has the right to have the greatest honor in life, that is, get up wherever you fall!

7. Conclusion

In the increasingly knowledge-based economy, Today, in China, which is undergoing rapid modernization, it is impossible to live without a strong fighting spirit and a tenacious will. Life will face challenges of one kind or another every day. Only by constantly exploring, absorbing the essence, and always being prepared to fight for it. Only with determination can we make life more complete and rich, and have no regrets about the mission of youth. Through the perspective of oneself, the initial establishment of the goal of struggle, and the analysis of the advantages and disadvantages of the external environment, the thick fog shrouding the other side of my future has been covered. A lot of it dispersed, and gradually, I saw the faint light from the other side. This light aroused the youthful blood deep in my soul, which made me excited. I felt that my hot blood could make the fog evaporate, and it wouldn’t take long. , I can bathe in the warmth of the other side;