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How to use ICBC Peony Express Card

Question 1: How to activate the China Industrial and Commercial Peony Unblocked Card? Credit card activation method:

(1) The credit card customer service phone activation process is as follows.

(1) Call the 24-hour customer service hotline shown on the back of the credit card, select the appropriate language, and enter the cardholder's card number and query password.

(2) According to the voice prompts, select the card activation option under the credit card activation and password management menu.

(3) Enter the last 3 digits printed after the signature field on the back of the cardholder’s credit card and press the # key to confirm.

(4) Enter the cardholder’s home phone number and press the # key to confirm.

(5) Enter the 6-digit number as the cardholder’s transaction password and press the # key to confirm.

(6) Enter the 6-digit transaction password again and press the # key to confirm.

(7) The transaction password is set successfully.

(2) Activate credit card online

(1) First log in to the online banking page of the credit card on the bank's official website and enter the cardholder's card number and password.

(2) Please change your query password promptly after logging in.

(3) After your credit card initial password is successfully changed, please log in to online banking again.

(4) After logging in for the second time, please click on credit card activation and enter the last 3 digits printed on the signature line on the back of your credit card and your home phone number according to the prompts on the page.

(5) After successful activation, enter the 6-digit number as your transaction password according to the prompts.

(6) If you do not check the "Use password to confirm transaction" function on the application form, you can change the transaction mode to password signature after the setting is completed.

Question 2: How to use the Industrial and Commercial Bank of China Peony Unblocked Card? The Peony Unblocked Card is used together with the driver's license. It is used to wait for demerit points and fines. It can be used as an overdraft of 500 yuan, of which 12 points can be deducted every year. There is no annual fee!

Question 3: How to use the ICBC Peony Unblocked Card? The payment of fines and forfeitures with the Peony Unblocked Card is actually realized through the mobile POS carried by the traffic police and on-site payment. However, because the traffic police have not yet implemented mobile POS, they cannot pay fines and confiscations on the spot. However, if the unblocked card is used as a general bank card, it can also be paid through electronic banking. For specific methods, please see the link /publish/portal0/tab78/.

Question 4: How to use the ICBC Express Card? The usage is as follows:

1. Facilitate traffic violation payment: the card adds driver information management, and can withhold traffic violation fines in real time on the spot, and implement ICBC 95588 telephone number, online banking, self-service terminal, SMS, etc. Pay traffic fines and deal with vehicle exposure, reduce traffic travel, and avoid the hassle of queuing to pay.

2. Quick parking payment: Parking lots such as New City Plaza, Hongqiao Hotel, Jinling Hotel, Golden Eagle, Deji, Dayang Department Store, Shanxi Road Department Store and other parking lots can realize quick payment by swiping the "Peony Smooth Card".

3. Convenient car refueling payment: Many gas stations of PetroChina and Sinopec have implemented the "Peony Smooth Card" for quick card payment.

4. Enjoy credit card preferential services: In addition to enjoying the functions of ordinary credit cards, you can also enjoy ICBC revolving credit, optional consumption password, automatic repayment of agreed accounts, penalty-free holographic, interest-free withholding, and real-time text messages Service functions such as reminders, installment payments, local ICBC cash withdrawals, and off-site deposits with zero handling fees.

5. Enjoy preferential services from car beauty, decoration and repair shops: There are 22 car beauty, decoration and repair factories in the city that have joined the franchise, providing a series of preferential services specifically for "Peony Smooth Card" users.

Question 5: How to withdraw cash from the ICBC Peony Unblocked Card? Credit card deposits are called overpayments, and this money can be withdrawn; if the money is not deposited, withdrawals are called cash advances.

Overpayment:

This amount can increase the available limit of the credit card, or be directly used for consumption repayment;

If there is an overpayment on the credit card , then the overpayment will be deducted first, and then the credit limit will be deducted. If the overpayment is greater than the consumption amount, it will not form an overdraft;

For example, if you need to repay 900 yuan in this period, the actual repayment is 1,000 yuan, which is more The 100 yuan you pay out is an overpayment;

If you deposit money into your credit card in advance without consumption, you cannot withdraw this money. If you want to withdraw it, you will be charged a high amount. Handling fees should be avoided as much as possible;

Interest is not accrued on overpayments.

Cash advance:

The amount of cash advance that can be borrowed is one-third to the full amount of the credit limit. The total amount plus the total amount of transactions must not exceed your credit limit. , and some banks have limits on the amount of daily cash advances;

Some domestic banks limit it to 50% of the credit limit;

No guarantee is required within the limit. Get cash quickly;

There is no interest-free repayment period when using a credit card to borrow cash, and interest will be calculated from the day the cash is withdrawn;

The interest rate for cash advances is very high, and the daily interest rate is tens of thousands. Five points;

The handling fee is very high. The handling fee is generally above 1 and is charged in one go.

Question 6: How to use the ICBC Peony Card to handle violations online? After registering with the bank, you have to ask the counter to hang the transportation card (actually a credit card, with a maximum limit of 600 yuan) in the online banking, and then use it for transportation in the future. Pay the fine with the card (select the card number when paying the fine), then use your debit card to associate it with the card (ask the counter staff to associate it for you, or call customer service to associate it for you), and automatically repay the money from the debit card every month onto the credit card. Of course, you must ensure that your debit card (i.e. current card) has enough money for bank transfer on the repayment date.

Question 7: What are the functions of the Industrial and Commercial Peony Smooth Credit Card? Special services of ICBC Peony Unblocked Card

Save money: Peony Unblocked Card is fully integrated with expressway non-stop toll collection (ETC) business, and you can enjoy Zhejiang Expressway Toll 3 discounts when applying for ETC.

Fuel saving: Refueling at Sinopec or PetroChina gas stations offers a discount of 8 cents per liter, and there are even more discounts for self-service refueling.

Save time: self-service online processing of highway and road traffic violations. It’s faster without leaving home. Smooth card holders can log in to the Expressway Traffic Police website and Wenzhou Traffic Police website, click on the traffic violation processing module on the webpage, and follow the prompts to complete traffic violation processing and fine payment without leaving home. Unblocked cards can now also be used to pay urban management road violation fines through ICBC self-service terminals.

Worry-free: You can get your car washed for free with points at designated points car wash locations across the city. Cardholders can enjoy a free car wash service with 5,000 points.

Security: The chip and magnetic strip are integrated, and the card security performance is higher.

Stable: Free SMS reminder service for balance changes, keep abreast of account dynamics at any time.

Peace of mind: The card is valid for 10 years and the annual fee is waived; automatic repayment service is available upon maturity, making repayment worry-free.

Comfortable: Consumption can be transferred to installment payment, "share" to enjoy happiness; highway ETC channel, no need to queue; drink driving service.

Exclusive benefits: Peony Unblocked Card holders enjoy various credit card activity discounts launched by ICBC, including daily swiping activities, shopping mall activities, merchant discounts and other various card swiping activities.

Question 8: How to apply for the Peony Express Card of Industrial and Commercial Bank of China? Is there a limit to how much money can be deposited? The Peony Unblocked Card is a bank credit card issued by the Shanghai Branch of the Industrial and Commercial Bank of China in cooperation with the Traffic Police Team of the Shanghai Public Security Bureau for Shanghai drivers. This card is a brand new version launched after the "Peony Transportation Card" originally issued by ICBC. It aims to serve the public with richer product functions, build a harmonious society, and provide drivers with convenient and fast urban transportation services.

Card opening conditions:

Customers must be motor vehicle drivers in Shanghai. When applying for the Peony Unblocked Card, they must completely fill in the Peony Unblocked Card application form and provide a copy of their valid identity document. (The second-generation ID card must provide a copy of the front and back sides), a copy of the driver's license.

Applicable objects:

Anyone holding a valid motor vehicle driving license in Shanghai can apply for the Peony Unblocked Card.

Business functions:

The Peony Unblocked Card integrates an advanced financial IC card and a UnionPay standard magnetic stripe credit card. It has the same overdraft consumption, transfer settlement and the same features as the Peony Credit Card. , deposit and withdraw cash and other basic financial functions, and also has special functions such as self-service payment of traffic violation fines, entrusting an agent to withhold highway fees, purchasing vehicle insurance, and rich car value-added services.

Question 9: What are the specific uses of the ICBC Peony Unblocked Card? The Peony Unblocked Card can be used for overdraft transactions, payment of traffic fines, and fast payment services for online shopping.

Question 10: How to use the Industrial and Commercial Bank of China Peony Unblocked Card? The Peony Unblocked Card is used together with the driver's license. It is used to wait for demerit points and fines. It can be used as an overdraft of 500 yuan, of which 12 points can be deducted every year. There is no annual fee!