Repayment matters after the credit card is blocked: In fact, after the credit card is blocked, it is enough to repay according to the bill of one period. If the debt of only one period has been repaid in full before, you must repay it after the card is blocked. Repay before the end of the payment date, no later than the grace period; and if you have made installments before the card is closed, generally you must pay off part of the installment arrears handling fee every month, unless the bank requires that the remaining arrears must be repaid in one go. clear. As for whether the minimum repayment is possible, it must be judged based on the bill. The credit card bill will show two repayment amounts, namely the amount to be repaid and the minimum repayment. If the amount to be repaid is the same as the minimum repayment amount, it means that the minimum repayment is not allowed. If the loan is owed, you can only repay in full; otherwise, you can repay the minimum amount.
You need to pay attention to the following when blocking a credit card: For cardholders whose credit cards are blocked, they must repay on time after the card is blocked, but they must also consider whether the credit card can be restored. After all, the credit card is blocked. The card just cannot be used, but the account still exists, and fees will still be incurred, especially annual fees. Many non-annual fee cards are generally exempted by swiping the card. This cannot be done if the card is blocked. The bank will still deduct an annual fee from the credit card every year during the validity period of the card, which is also an expense. Therefore, if it is determined that the credit card cannot be unblocked, the cardholder is best to pay off the credit card balance as soon as possible and then cancel the credit card so that no further charges will be charged. The above is the relevant introduction to "How long does it take to pay off a credit card after it is blocked?" I hope it will be helpful to everyone.