Note: the application for free installment business is limited by the card status, that is, if the card status is abnormal, the card consumption cannot be used for free installment and cancellation.
(2) It is not overdue at present, and it has not been overdue for three consecutive periods (inclusive) or four cumulative periods (inclusive) or more in the last 12 months.
(3) The amount applied for free installment is above 600 yuan (inclusive) and within the current credit line (inclusive). The accumulated total amount of the application for free installment cannot be greater than the current fixed credit line, and the specific installment amount is subject to the final approval result of our bank.
(4) The following transactions cannot be applied for free installment.
1. Various formalities fees charged according to the articles of association and contract applicable to relevant credit cards, such as annual credit card fee, cash advance transaction fee, interest, liquidated damages and other credit card fees.
2. Transfer transactions, cash withdrawal transactions, securities transactions, repayment of loans, purchase of lottery tickets, payment of fines, taxes, legal fees, bail and bonds, government loans, embassy and consulate fees, etc.
3. Other projects designated by the bank.
If the cardholder's application for free installment includes overpayment, it is necessary to remind the customer that we will charge the handling fee according to the total amount of the application for installment, and ask the customer to fully consider whether it is necessary to handle it according to their own needs.