Step 2: Set the information. Confirm the physical card information of the virtual card you want to apply for, and set the effective and invalid dates, single transaction and accumulated transaction amount of the virtual card.
Step 3: Write down the card number. The cardholder records the virtual Kaka number notified by the customer service staff. For the security of your account, the security verification code and the validity period of the card will be sent to the registered mobile phone number of the cardholder by SMS (it is best for the cardholder to check his registered mobile phone number with the customer service staff).
Step 4: Pay online. After receiving the short message from the bank, the cardholder can make online payment.
Virtual Card Credit Card Function:
In the past, it usually took two or three weeks to apply for a bank's physical credit card, from application, approval to getting a credit card, but online application for a virtual credit card can be used.
Functionally, a virtual credit card is similar to a physical credit card, except that you can't swipe your card on a POS machine like a physical credit card. Virtual credit cards can also be used for online and offline payment, such as binding third-party payment channels such as Alipay or WeChat for online payment, or binding mobile banking for offline merchant code scanning payment and China UnionPay Express. At the same time, virtual credit cards can also apply for cash installment.
Virtual credit cards also have some unique risk prevention measures. If some banks introduce the anti-theft function of transaction switches, cardholders can set transaction switches through mobile banking or online banking, which can be turned on as needed and turned off independently when not in use. In addition, the virtual credit cards of many banks can also independently set the limit of a single transaction and the reminder function.