Hello, 1. The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. Successful application for China Merchants Bank Credit Card (except for Unlimited Card/Platinum Card/Business Card /ANA Co-branded Card /VISA MINI Card /MSN MINI Card /VOGUE Titanium Card /HELLOKITTY Fan Gold Card Miss KITTY Perfume Credit Card), the first-year annual fee will be reduced in advance by China Merchants Bank Credit Card or partners, and you will spend six times on a single card within one year after the card is valid (from the date of issuance). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.

The annual fee is calculated from the card issuing date (the date is displayed below the credit card number, the previous date is the card issuing date, and the latter date is the expiration date; If only one date is displayed, the validity period). For example, the card says 07/ 10-07/ 13, which means that the credit card was issued on July 20 10, from August 1 to July 3 1.

2. If you apply for installment shopping, the repayment will start on the repayment date of the current period after your monthly bill is generated. You also need to check your bill date and repayment date, or you can contact the credit card service hotline directly to check your account repayment and confirm the repayment date.

3. Overpayment will deduct your bill amount in the next period. You can pay more. It is recommended to pay in equal amount.

4. If you have opened the automatic debit function of one-card savings card and credit card, the system will automatically debit your one-card account for repayment to the credit card account on the repayment date. Whether to turn on the automatic deduction function, I suggest you contact the credit card service hotline for confirmation.

If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!