First of all, the landlord can apply. After approval, the promotion amount is generally 20% to 50% of the existing amount. The period of raising the temporary limit is usually a billing period, that is, one month, and the longest is not more than three months. After the temporary limit expires, the credit card limit will be restored to the original credit limit.
The most convenient way is that the landlord can call the customer service phone of the bank to apply, which is the most widely used application method at present. After applying in this way, bank customer service staff can generally increase the credit limit for cardholders on the spot after verifying their identity.
Finally, the landlord can also apply through online banking, which can generally increase 10% on the original basis, but at present, relatively few people apply through this method. To apply to the credit card department of the bank, the cardholder needs to provide relevant information such as proof of assets, and the specific amount that can be applied for is not fixed.
No matter which application method is adopted, if the bank has taken the initiative to increase the cardholder's permanent limit recently, the bank will not increase the limit for the time being.
Landlord, you can choose the way that suits you best ~