The Pudong Development Reserve Virtual Credit Card does not have a physical card, but it will provide users with a card number, which is equivalent to an electronic account. Generally, after the user successfully applies for the reserve fund, he or she needs to activate the virtual credit card; then, after the virtual credit card is successfully activated, the virtual credit card can be bound to an online payment channel through the card number, such as WeChat, Alipay, and Cloud QuickPass. Wait, and then when using these payment platforms to pay, switch the payment card to a virtual credit card to complete the payment.

It is worth mentioning that if the cardholder needs a physical card, he or she can apply at a Shanghai Pudong Development Bank branch. After the physical card application is successful, you can make card purchases offline.

1. Variable account number: The virtual credit card is bundled with the real user's credit card, providing a variable 16-digit account number for online transactions without letting the real credit card information leak online. .

2. Number of uses: Some virtual credit card accounts are for one-time use, while others can be recharged and used for one-time shopping or transactions on the Internet. Since the real account number is not visible to the transaction, even if the retailer's database is hacked, the account number can be avoided.

3. No overdraft: The virtual credit card is a credit card that cannot be overdrafted. It is a pre-deposited VISA international credit card. The card can apply for different amounts of US dollar credit between US$1 and US$500 according to customer needs. Compared with physical credit cards, using them online is safer and more secure, so you don't have to worry about the possibility of your credit card information being stolen by others after you submit it.

There are three ways to issue a credit card reserve fund:

Directly lend money to the original credit card limit, directly lend money to a savings card, and re-issue a new card with a reserve fund. If you directly If the loan is to the original credit card limit, then just swipe the original card directly. If you are lending money to a savings card, you can use it directly. Only the third way requires waiting. If you are in a hurry, you can use the virtual card first. If you are not in a hurry, you can wait for the physical card.