How to fill in the credit card activation validity period?
Regarding the credit card activation validity period, generally the words "VALIDTHRU" will be printed on the bottom of the front of the card. VALIDTHRU represents the credit card expiration date, which means: the validity period lasts until .
The MM in "MM/YY" on the right represents the month, and YY represents the year (M is the first letter of the word MOUTH, and Y is the first letter of the year YERA), so the validity period is filled in in the format of month. /Year (this is the English date expression, the month is usually placed in front of the year), for example: 09/21 means that the customer's credit card is valid until September 2021.
The main methods of credit card activation are:
1. Branch activation
Cardholders can bring their ID cards and credit cards to the card-issuing bank branch and apply to the staff. Activate the credit card, then fill out the form and submit the information to the staff. After approval, it can be activated.
2. Customer service phone activation
Card holders can call the customer service phone number of the credit card center. After being connected, follow the prompts to transfer to manual service, and then apply to the staff to activate the card, providing the credit card, After providing personal information such as your ID number and completing identity verification, you can successfully activate.
3. Online banking activation
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: v7.0.1.2.5
Cardholders can log in to the issuing bank’s online banking to activate the credit card. Taking the ICBC credit card as an example, after logging in to ICBC personal online banking, go to the “Bank” section of the personal account. Select "Peony Card Activation" in "Card Service", click to enter the interface, then follow the prompts to enter your credit card, card validity period, name, ID number and other relevant information, click the "Confirm" button, and finally set the credit card password and confirm to activate it ICBC credit card.
Product types:
According to different card issuers, they can be divided into bank cards and non-bank cards
Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.
Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., used for purchasing tickets, meals, accommodation, entertainment, etc.
How to enter the validity period of the Agricultural Bank of China credit card
You should enter the month first and then the year. If a credit card expires, it must be reissued promptly.
The validity period of a credit card is generally marked below. The standard format is the month first and the year last. For example, the validity period of "02/18" is February 2018.
You can see the embossed card validity period "MM/YY" on the front of the card. The first two digits are the month of expiration, and the last two digits are the year of expiration, such as "12/13". Expires on December 31, 2013. You can activate it by calling the bank's customer service hotline and following the prompts to enter your ID number, credit card, 4-digit expiry date and other information.
Agricultural Bank of China credit cards have different validity periods depending on the card type, which are generally divided into 3 years, 5 years and 8 years.
If the credit card expires, contact the customer service center of the bank where the credit card is held and ask for a free card replacement. If you no longer want to use the credit card, you can ask to cancel the card, but you must pay off all outstanding balances before canceling the card. If you don’t pay attention to the expiry date, don’t worry, the credit card center will proactively replace the card and send it over. After receiving the new card from the credit card center, you can call the customer service center of the credit card you hold to activate the new card. Once the new card is activated, the old card will become invalid. If you change your home address or work address, you must call the credit card customer service center to update it, otherwise you will not receive your new credit card.
Agricultural Bank of China Credit Card Overdraft Limit
1. The maximum overdraft limit of Agricultural Bank of China Credit Card Personal Card is RMB 50,000 (including the equivalent in foreign currencies).
2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 200,000.
3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000, and the maximum overdraft credit limit is RMB 1 million.
4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3% and does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.
The high and low overdraft limit of a credit card is also directly related to the relevant material information of the cardholder when applying. For example, personal income, real estate, vehicles, and personal work nature can be used as supporting materials to apply for a credit card, thereby limiting the upper limit of the credit card.
How to fill in the validity period of a credit card?
Regarding the validity period of credit card activation, generally the word "VALIDTHRU" will be printed on the bottom of the front of the card. VALIDTHRU represents the expiration date of the credit card, which means: the validity period lasts until .
The MM in "MM/YY" on the right represents the month, and YY represents the year (M is the first letter of the word MOUTH, and Y is the first letter of the year YERA), so the validity period is filled in in the format of month. /Year (this is the English date expression, the month is usually placed in front of the year), for example: 09/21 means that the customer's credit card is valid until September 2021.
Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).
Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay;
A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.
Application
In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in mainland China) and with certain direct financial resources can apply to the card-issuing bank. Apply for a credit card. Sometimes, legal persons can also be applicants.
Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.
Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank.
After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.
Cancellation
Before canceling a credit card, the account balance must be cleared. The entire process of canceling the card must be completed within 45 days after the application is submitted.
How to enter the validity period for credit card activation
There are two methods for credit card activation:
1: You call the bank customer service hotline and follow the prompts to enter the credit card, ID number, and validity period. 4 numbers and other information can be activated.
2: Enter directly in the order on the card. There is an expiry date under the 16 digits on the front of the credit card. The format is MM/YY, such as 09/16, which means the expiry date is until September 2016;< /p>
In a word: If you have a credit card, you should call customer service in time
Check whether you are in arrears, whether you have activated the card, the validity period of the card, and update your phone information. Wait, don’t play with your credit card for so long. If you are careless, your credit card will take advantage of you.
That’s it for the introduction on how to enter the validity period of an activated credit card.