No, you can go to the bank to open a new debit card.

1. Debit cards have financial management functions and can open stock and fund accounts, but credit cards cannot.

2. Deposits in debit cards will accrue interest, but deposits in credit cards will not accrue interest, but may incur other fees.

3. There is no handling fee when withdrawing cash with a debit card, but there is a handling fee for credit cards.

From this, we can see that a credit card cannot be used as a savings card. There is no interest income for the extra cash you deposit, and most withdrawals will still charge a certain fee. Credit cards can be used to make online payments by swiping cards. For cash withdrawals and transfers, it is recommended to use debit cards first. Credit card cash withdrawals are more suitable for use as an emergency function in emergencies.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date.