Is it easy to get a credit card at the bank window?
Not necessarily.
To apply for a credit card at the bank window, you need to fill in the application form instead of the paper form. Many card friends say that when you apply for a card online, you scan the QR code given by the code Commissioner and then enter the official website page of the bank to fill it out, which is the same as the form we fill out online, except that the card is handled by the Commissioner.
However, the card approval still needs the approval of the credit card center. If you can provide proof of automobile production, real estate and wealth management products. And show the bank the strength of the applicant's assets, it will be easier to get the card. If there is nothing, just basic card information, which is no different from online application.
What are the advantages of going to the bank window to get a credit card?
The advantage is that the bank can be activated directly after it has been verified by the card Commissioner. The online credit card passed the preliminary examination, and the first card had to be signed by the bank in person. The bank implements the principle of "three relatives" and can only apply for a card if it is proved to be my card. In addition, you can submit relevant information directly when you apply for a card, and you can't upload information online.
However, it should be noted that it is time-consuming to handle the card at the window, because the bank needs to submit the application materials to the credit card center, and it will take at least 7 working days to start the review after receiving the materials. However, online credit cards can be directly approved by the system after submitting the application. Some banks can successfully approve in 3 minutes at the earliest, and all cards are fine.