According to the information provided, there are 17 credit cards overdue within five years, but none of them are more than 90 days, which has a certain impact on the credit history.

Detailed description:

1. Such frequent overdue records will leave records in personal credit reports, which will have a negative impact on credit scores.

2. Banks and other financial institutions usually check the credit report when examining the applicant's credit card application. Frequent overdue records may be regarded as concerns about the borrower's repayment ability.

3. Overdue records may lead to the applicant being rejected or getting a lower credit limit, because banks often give people with good credit records higher trust.

4. In the process of credit card application, banks will also consider other factors, such as income, employment stability and debt burden. These factors will also have an impact on whether to approve the application.

In addition, even if there are overdue records, if the applicant can provide other good credit performance, such as other loans or credit cards with timely repayment, it may be approved to apply for credit cards, although the credit limit may be limited.

Summary:

Frequent overdue records may have a certain impact on handling credit cards, including being rejected or obtaining a lower credit limit. However, other factors will be considered in the application process, such as income, employment stability and debt burden.

Extended data:

The influence of overdue records on personal credit score may vary from country to country and specific circumstances. This answer is based on the general situation and does not specify specific legal provisions or regional requirements. Individuals are advised to understand and abide by local laws and regulations before applying for a credit card, and consult with banks or financial institutions to obtain accurate information.