Alibaba’s Alipay has subverted our traditional payment habits. While Jack Ma is bringing us more and more convenient Internet life, everyone must remember to cherish their Sesame Credit.
After all, Sesame Credit is so important now. Everything from bicycle discounts to power banks can be used as the basis for bank loan evaluations. Recently, a netizen revealed that his Sesame Credit score has increased from 890 to 949, one point shy of being full. He was stunned when he opened Alipay, and other netizens asked for support.
If you want to improve your score, you must first understand what Sesame Credit’s scoring is based on. Your ability is proven through five directions: identity characteristics, ability to perform contracts, credit record, personal relationships, and behavioral preferences.
The master of 949 points has summarized three experiences for everyone:
First, make more use of Alipay’s various service functions. If you can use Alipay to pay for water, electricity, and broadband at home, you can use Alipay to pay for it. It is best to bind your own credit card for payment and use Alipay for consumption.
Second, complete your personal information on Alipay. If it can be certified, try to choose certification, especially if you have car, real estate, provident fund and other information in your name. Try to choose certification and add it to Zhimafen’s credit management.
Third, and most importantly, you must deposit money into Yu'E Bao every time you pay your salary. In this way, Alipay's daily turnover will be large and a certain amount of income can be obtained. It is reported that the balance of this netizen’s Yu’E Bao account has reached more than 200,000 yuan. Related Q&A: How to increase your Zhima Credit score to 700. It is popular to post your Zhima Credit score in the circle of friends. It is found that the Zhima Credit score is generally between 670 and very few can reach 700. So, how can you increase your Sesame Credit score to 700? The biggest secret is to make full use of all the functions in Alipay. Let’s take a look. As we all know, Sesame points are updated on the 6th of every month, and the system will re-evaluate Sesame points based on user usage. The evaluation of Sesame Credit is mainly based on a comprehensive evaluation based on behavioral preferences, identity traits, contract performance capabilities, personal relationships and credit history. Simply put, the higher your Zhima credit score is, the better your credit standing is. Users with a score of 700 or above have excellent credit. If you want to improve your Zhima score, you can start with the following points: 1. Balance If I want to have assets in Baoli, I always keep about 10,000 in my account, which is mostly used to pay off credit cards, so I don’t have to worry about the low expected annualized interest rate when I put the money in it. The liquidity is already very strong, which is better than current deposits. Well. Yu'E Bao in Alipay is just like the debit card account of the credit card issuer we hold. The account has liquidity, which can better prove your financial strength. Moreover, the transfer function used when paying off a credit card is also a major evaluation point for improving Sesame points. 2. Have you fully used the function of Huabei? Since opening Huabei, I have used it whenever I can. Because I don’t have a Taobao-type credit card, I don’t get points by swiping the credit card, and the points I use are in vain. Instead of doing this, it’s better to give Huabei a favor and use Huabei every time you make a purchase. Over time, Huabei’s quota will also increase! There is also a big tip to share with you: after using Huabei, the repayment date is the 10th of each month. Please remember to take the initiative to repay in advance instead of waiting for Huabei to automatically deduct the repayment! You know, people who take the initiative appear to be more reputable. Generally, repayment is enough on the morning of the 10th. Anyway, repayment before Huabei automatically deducts the money is considered a proactive repayment! 3. Offline payment Many merchants now support Alipay and WeChat payment, but please use Alipay for payment first! Every time you make a payment, there will be corresponding points, which can not only improve the level of Alipay members, but also help improve Zhima points. The amount does not matter, it is recorded on a per-time basis. In addition, you can pay for water, electricity and gas with Alipay. Bind your home payment account to Alipay and pay regularly and on time every month. 4. Pay more attention to the main promotion points of Alipay. Friends who often use Alipay will definitely find that Alipay will have a main promotion project at each stage. How to know it is very simple.
It’s the news in the push, such as introducing you to experience the fortune-telling treasure or experience the service of buying funds. Every time a new project comes out, try to participate as much as possible. This positive attitude is very helpful for improving your Sesame points! Use the above items frequently every month, and ensure that you use these functions (Huabei, Yu'e Bao, payment, transfer, shopping) every month. Basically, the score will increase by 2 points a month (for users with more than 700 points). That’s right! If you believe it, try it! I look forward to blinding everyone’s eyes next time you post your scores.