If the company does not have a landline, the success rate of application will plummet. Because the bank will call back after the application is submitted, which is part of the audit, the general telephone survey will call your company to ask if you are a person, mainly to make sure that you have a job and have the ability to repay. The telephone number of the company is a very important audit factor. In most cases, the bank will call the company. In short, try to fill in a landline that can contact you, and don't leave it blank. These are all audited by the bank. If it is filled in, it must be filled in truthfully.
Extended data
Credit card application method:
1, Counter application:
Bring a credit certificate to the counter to apply;
Require the applicant to submit a relatively complete asset certification document, and submit the materials to the bank for review by the bank's background audit department;
After approval, fill in relevant materials and identity information;
Issue credit cards.
2. Online banking applications:
The applicant opens an online bank with a personal savings card account and enters the bank official website;
Enter the card number, login password and verification code to enter the online banking page;
Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;
After approval, credit cards will be issued.
Credit card applicants need to provide proof of identity, proof of work, proof of income, proof of economic source and other materials.
1. identification: the applicant must provide his/her valid identity document, generally a valid second-generation identity card, and the military personnel shall provide a copy of his/her military identity card if required.
2. Work certificate: The work certificate can be the applicant's work permit, business card or the original work certificate issued by the unit. The work certificate issued by the general unit needs to be clearly written with the company name, department, position and income of the staff, and it needs to be stamped with the official seal.
3. proof of income: for users who apply for a credit card for the first time, they also need to provide proof of income when applying for a credit card. The income certificate requires the company's finance to issue a certificate to the applicant, and it also needs to be stamped with the company's official seal.
4. Financial proof: When applying for a credit card, the applicant had better submit some financial proof, which can improve the pass rate of credit card processing and contribute to the credit card limit. Generally, the financial resources provided are sufficient, so the bank will think that the applicant has better qualifications and may grant users a higher credit line. Financial proof can generally be bank payroll records, bank deposits, real estate and vehicles under the applicant's name, social security and provident fund payment records of the applicant, credit card bills of other banks, etc. The richer the financial proof, the more helpful it is to handle credit cards.