China Construction Bank's joy credit card (credit card) standard C limit is generally between 10000-200000 yuan.
The credit cards (debit cards) of China Construction Bank are classified into ordinary cards, gold cards, platinum cards and diamond cards according to their grades. Generally, the credit limit of ordinary cards is between 1000- 10000 yuan, the credit limit of gold cards is between 10000-50000 yuan, the credit limit of platinum cards is between 500,000 yuan and 200,000 yuan, and the maximum credit limit of diamond cards is 5 million yuan.
The credit limit of CCB's credit card (debit card) is the credit limit given by the applicant through various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card (debit card) quota.
Introduction of China Construction Bank Happy Card C Standard
There are three versions of CCB Longka Happy Credit Card, namely: UnionPay version, VISA version and MasterCard version.
CCB JOY Credit Card C is issued to young customers under the age of 35. It's a UnionPay standard platinum card, with an annual fee of 10 per card year in 580 yuan. This card can be used by merchants and ATMs with UnionPay logo at home and abroad, and the minimum repayment rate is as low as 5%.
Credit card CCB joy card C marked white is what card?
CCB Longzhiyue Credit Card is an exclusive credit card issued by CCB for young customers under 35 years old. Cards are divided into UnionPay standard platinum card, VISA standard platinum card, MasterCard standard platinum card, JCB standard platinum card and UnionPay gold card (student version). The customer's CCB Happy Card C marked white is CCB UnionPay standard platinum credit card.
If you have any other questions, please contact the official account of "China Construction Bank Customer Service" WeChat for consultation.
(In case of business changes, please refer to the actual situation. )
What is the C-mark card of China Construction Bank?
The C standard white of China Construction Bank is the standard platinum card of UnionPay of China Construction Bank Longka Happy Credit Card. It is a chip card, which can be used in merchants with UnionPay logo and ATM machines. It is worth mentioning that the minimum repayment ratio of JOY Card of Longka is as low as 5%, and the minimum repayment amount is not lower than 200 yuan RMB or US$ 50, which effectively relieves the repayment pressure of users.
Users should repay their credit cards on time after daily consumption, and there can be no overdue repayment, because overdue repayment will generate penalty interest, and the longer the time, the more penalty interest. Moreover, after overdue repayment, the bank will collect it, and the common collection method is to call the borrower.
It should be noted that credit cards will be uploaded to the credit information center after overdue repayment, and personal credit information will become bad, which will affect the subsequent handling of various loans, such as car loans or mortgages. Moreover, after the overdue return, it will continue to be retained in the credit report for 5 years, and will automatically disappear after 5 years.
Construction Bank Longka JOY Credit Card can be applied directly at the bank counter and official website, and different users get different credit lines when applying. However, users can increase the credit limit after using the credit card correctly, and there can be no overdue repayment before increasing the credit limit.
What is the meaning of CCB C bid white?
The standard C of CCB refers to the standard platinum card of CCB JOY Credit Card UnionPay. This card can be applied through different channels, such as bank counter, mobile banking, bank official website, etc. When applying, different users get different credit lines. Usually, when they apply at the bank counter, they can submit more personal information and get a relatively high credit line.
CCB Longzhiyue Credit Card UnionPay Standard Platinum Card needs to be activated after it is obtained. It can be used in merchants and ATMs with UnionPay logo. It is worth mentioning that the minimum repayment amount of most CCB credit cards is 10%, but the minimum repayment amount of Longyue card is 5%.
Users must repay on time after using this credit card, and there can be no overdue repayment, because overdue repayment will result in penalty interest. When the amount owed is too large and the time is too long, the bank may++the borrower and must repay the loan on time after the subsequent++judgment.
If the user can't return it on time after using the credit card, he can use installment repayment or minimum repayment amount. You can choose the number of installments according to your income, and the installment rate charged by different installments is different, but users can return it in advance after installment, saving the handling fee.
This is the end of the introduction of CCB joy Credit Card C and CCB joy Credit Card C. Have you found the information you need?