1. The large payment limit is set by you. If you don’t set it, it will be the total limit of your credit card. But some payment limits are up to 499 yuan each time. This is the limit on the number of payments. Large-value payments with China Merchants Bank credit cards are related to merchants, so you cannot choose. In other words, you can only use large-amount gateways unless supported by merchants

2. In order to control the risk of credit card cash-out, many banks not only limit online payment limits, but also incorporate credit card installment limits into the entire credit card Quota. A source from the credit card department of a bank revealed that some consumers use credit cards to pay for purchases in installments at designated shopping malls, but do not actually make purchases. Instead, they withdraw the equivalent amount of money after deducting handling fees.

3. At the same time, cardholders can also use the normal limit of their credit card to cash out again. "The doubling cash-out business is operated by criminals who use the separate installment quota granted by the bank to customers. They merge the two credit card quotas and directly control the cash-out situation."

4. Now go directly through China Merchants Bank online Payment is not possible. You need to pay online through UnionPay. When you pay, do not choose China Merchants Bank. Just choose UnionPay online payment. Nothing needs to be done, just like before.