Handle the installment payment. Credit card display reduction refers to the installment payment that can be processed within the available credit card limit. It is a discount that the bank gets according to the cardholder's spending power and repayment situation, but it will generate a certain handling fee. If you apply for installment payment, you must pay it off in full, and the pressure will also affect the available credit cards. How long is the credit card overdue? Banks will also start legal means to safeguard their rights and interests according to law, and the scope, breadth and depth of the negative impact are unimaginable.