300,000 points of Guangfa Credit Card can be redeemed for repayment of 3,000 yuan. According to official website of Guangfa Credit Card, the conversion ratio of points of Guangfa Credit Card is generally 1 points = 0.0 1 RMB, and 300,000 points can be converted into repayment of RMB 3,000. At present, the credit repayment limit of Guangfa Credit Card only supports two cards, one is Guangfa DIY Credit Card and the other is Guangfa Smart Credit Card. After successful exchange, the signed amount will be recorded within two working days.