Importance of credit card signature:
1, credit card without endorsement affects consumption abroad.
Bank staff said that the signature on the back of the credit card is the guarantee of consumer safety and is as important as the password. Different from domestic consumption, credit card spending abroad does not need to verify the password, only needs to sign. Therefore, if the cardholder does not sign back, it will affect his normal consumption abroad.
2. If the signature does not match, the mall may refuse to sell the goods.
When spending by credit card, the cashier has the right to cancel the consumption and refuse to sell the goods if he finds that the signature does not match the signature on the credit card during the process of checking the signature. This is no joke. If the account is settled without checking the signature, the merchant bears the risk of swiping the card, and the cardholder bears the responsibility of swiping the card without checking the signature.
3.ATM swallowing cards can be retrieved by signature.
When the cardholder withdraws money from the bank ATM, if the machine breaks down and the card is swallowed, the bank staff can check the signature on the back with the signature on the register if the identity of the victim cannot be verified, so as to handle the card return business.
4, avoid too neat signature
Although many businesses have failed to check their signatures, consumers still need to establish credit card security awareness. The font of the signature on the back of the credit card should be consistent with the usual signature, and try to avoid too neat font to avoid being imitated.
5. The signature cannot be changed.
The credit card signature cannot be altered, otherwise the signature is invalid. In the case of wrong signing, the best way is to apply for a new card from the bank. In addition, most banks will suggest that it is best to sign the card with a ballpoint pen to prevent the signature from being blurred.