1. Overdue credit cards may affect loan approval: when approving loans, banks usually evaluate the applicant's credit status. If the applicant has multiple credit card overdue records, the bank may think that the borrower's repayment ability is unstable, which will have a negative impact on loan approval.

2. Overdue records may lead to a decline in credit rating: overdue credit cards are one of the bad behaviors of individuals, and banks and credit institutions usually rate them according to their credit status. The more overdue times, the lower the credit rating, which will bring difficulties or higher interest rates to the subsequent application for loans.

3. Personal credit records may be required for the approval of provident fund loans: provident fund loans are usually provided by housing provident fund management centers or related institutions, and applicants need to submit personal credit records, including debt and repayment records. If the applicant has multiple credit card overdue records, it may adversely affect the loan approval.

To sum up, if the credit card is overdue 1 1, you may face some difficulties in applying for provident fund loans. Banks and housing provident fund management centers usually review applicants' credit records, and overdue records will have an impact on loan approval. It is suggested that borrowers should try their best to improve their personal credit status and avoid overdue behavior before applying for provident fund loans, and communicate with banks or relevant institutions to understand the specific approval requirements and conditions.

This paper refers to the general impact of overdue credit cards on loan approval, and the specific policies and requirements may be slightly different due to regions and related institutions. Applicants are advised to consult relevant institutions according to specific conditions to understand local laws and policies.

Extended data:

Provident fund loan refers to the form of loan with the deposit in the individual housing provident fund account as the loan guarantee. Provident fund loans usually have low interest rates and long repayment periods, which are suitable for the capital needs of buying houses, renovating houses and renting houses. The loan amount is usually determined according to factors such as the amount of personal provident fund deposit and repayment ability.