The phrase "pie in the sky will not fall into the sky" is not said to deceive people, but there are many pie-in-the-sky things happening in the world. Some of those things make people incredible, and some make people feel... It’s unbelievable, but the key point is that this kind of pie-in-the-sky pie really happens to those few people. What we are going to talk about today is that the international students who bought villas and lived in bungalows and owed 23 million credit cards abroad were unable to repay them. What happened?
1. Advanced Consumption
With the development of the economy, Internet technology is also developing in the footsteps of the economy. What the Internet brings to people is changes in their lifestyles and habits. Among them are takeout, Alipay, Taobao and Huabei Waiting, which have affected people's lives. Among them, Huabei is worth mentioning. Huabei is similar to a credit card. It can promote people's consumption and stimulate economic growth. Huabei is actually a kind of advanced consumption, and the same is true for credit cards similar to it. Many people have credit cards, which have a certain limit, and after they are used up, they need to pay back the amount spent within a specified time. The emergence of credit cards allows many people to get what they want in advance and satisfy people's shopping psychology. But it needs to be mentioned that credit cards are also a product produced by the Internet.
2. Pie in the Sky
Today’s protagonist is Li Jiaxin. She is an international student and her usual consumption method is to use credit cards. Credit cards are a very common way of consumption for her. When living abroad, Li Jiaxin would pay attention to the credit card limit and the repayment time every time she swiped a credit card. She had always followed the rules for using her credit card, but one time she forgot to pay it back, and she thought she needed to pay a late fee. However, what Li Jiaxin did not expect was that the credit card issuing bank did not prompt her to repay the loan. So, Li Jiaxin swiped her card for the second time, only to find that the bank did not notify her by text message or call her. At this point, Li Jiaxin had actually vaguely realized that there was a problem with her credit card, but she didn't dare to use more, so she exceeded the limit a little bit every month. But as time went by, Li Jiaxin became more and more crazy, and she bought more and more things. The more she bought, the more expensive she bought. Then she began to use this credit card unlimitedly, spending tens of thousands of yuan each time. It was not until later that she discovered that 23 million had been consumed, which was an unattainable number for her.
3. The loophole was discovered
This situation did not last long, and then the bank discovered the loophole. When the bank checked, it was found that Li Jiaxin actually spent 23 million yuan. Such a huge amount of money surprised the bank staff, and then Michelle Reis received a court summons inexplicably. In court, Li Jiaxin thought that she would have to bear a huge sum of 23 million yuan, but what Li Jiaxin did not expect was that the court ruled that Li Jiaxin did not need to bear any responsibility. This result surprised Li Jiaxin, which means that the dumb banker eats Coptis chinensis and cannot tell the story of his suffering. Of course, this kind of thing makes many people very envious of Michelle Reis's luxurious life for a period of time, and Michelle Reis took advantage of such pie. However, the probability of such a thing happening is very small, so for ordinary people, it is better to live their lives honestly and do not dream about pie falling from the sky. Generally, falling pie is also a trap. Once it falls, it will There will never be a day of recovery.