Detailed description:

1. A week overdue credit card will have a negative impact on personal credit history. Credit record is an important basis for banks and other financial institutions to evaluate personal credit risk, and overdue repayment will be recorded in the credit report. This may lead to a decline in personal credit score, and it will be more difficult to apply for financial services such as loans and credit cards in the future.

2. One-day overdue credit card will also have a negative impact on personal credit. Although the impact is relatively small and short-lived, it may still attract the attention of banks. Banks are usually sensitive to customers' credit performance, and even short-term overdue behavior may be recorded, which will affect future credit applications.

3. Summary: No matter whether the credit card is overdue for one week or one day, it will have an impact on the personal credit record. Overdue repayment will lead to a decline in credit score and bring trouble to future financial transactions.

Extended data:

Overdue credit cards will cause a series of consequences, such as high interest rates, late fees and possible legal proceedings. In order to avoid overdue credit cards, you should plan your expenses in advance and ensure timely repayment. If you can't repay on time, it is recommended to contact the bank in time to find a solution to reduce the negative impact on personal credit.

Please note that the above information is for reference only, and the specific impact may vary according to personal circumstances and bank policies.