Huaxia bank credit loan conditions
1, China citizen of age 18.
2. Have a stable job and the ability to repay the loan.
3. No bad credit record.
Loan period: up to 5 years.
Loan interest rate: The benchmark loan interest rate and floating range published by the People's Bank of China shall be implemented.
Product features:
1, loans are widely used. The loan funds are used for the borrower and his family to purchase durable consumer goods, house decoration, tourism, medical care, education and other consumer purposes recognized by the bank.
2. The loan term is long and the amount is high.
3. No additional guarantee is required. Credit loans are secured by the borrower's credit, and there is no need for the borrower to provide additional mortgage, pledge or guarantee.
4. The loan is convenient to use. If it meets the requirements of the bank, customers can use the consumer credit card to pay independently.
5. Convenient customer service. The handling process is simple, the approval speed is fast, and the repayment SMS service reminder and VIP value-added service are provided.