1, personal credit is bad. If you have a record of overdue personal credit, or a record of unpaid electricity, gas and telephone bills. , will cause your bad credit.

2. Personal qualifications are not enough. For example, the applicant's age, working years and salary income do not meet the application requirements of Ping An Credit Card.

3. The information is incomplete or untrue. When the applicant submits the application materials, his personal information is incomplete or fabricated.