if the billing date of CCB's credit card is 19th of each month, the latest repayment date is 9th of each month, and repayment will be made on or before 9th of the following month at the latest;

There is no interest-free period for withdrawing cash. From the date of withdrawal to the date of repayment, interest will be calculated at .5% of the amount withdrawn every day until it is paid off.

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