1. Compared with other credit cards, Ping An Good Owner Credit Card has absolute advantages and has won the favor of many users with its "hard core" one-stop service. The disadvantage of Ping An Bank's owner credit card is that the annual fee standard is relatively high. The general annual fee is 200 yuan in the first year, which will be generated immediately after your card is activated. If the annual fee for the following year is to be exempted, the consumption of the owner's credit card or the owner's one-card credit account in the first year must be more than 30,000 yuan. Therefore, the owner's credit card of Ping An Bank has advantages and disadvantages. Whether it is used or not depends on personal needs, because it was originally launched for private car owners. If you usually spend about 30,000 yuan a year on cars, if you use more cars and oil, you can still consider it.

2. The main advantage of Ping An Bank's owner's credit card is high accident insurance coverage. From 0: 00 on the second day after you apply for the card, other people in the same car can enjoy the driver accident insurance protection of up to 6.5438+10,000 yuan per person, and at the same time, they can also enjoy the driver accident insurance protection of up to 500,000 yuan. In addition to accident insurance, the whole car, including the driver, can also enjoy medical insurance coverage of up to 4,000 yuan per person. The second advantage is that you can enjoy a 28% discount when you refuel. The third benefit is road rescue service, which can provide you with free road rescue service within 30 kilometers every day. If you have problems driving in China, you can call the road rescue service and apply for rescue service within 30 kilometers. This service also takes effect from 0: 00 the day after the first brush, and it is only brushed once a day, but there is no limit on the number of days in the whole year. In addition, emergency repair services such as power connection, tire changing, oil transportation and water supply can ensure that the vehicle can reach the city within 40 minutes, and the trailer service can ensure that the rescue vehicle can leave within 10 minutes.

3. If you are an old owner card user and a Buddhist card, there is no rigid demand for car washing on behalf of the driver, so there is no need to apply for this card again. After all, the first year is a rigid annual fee. If you have rights and interests such as driving a car to wash your car, but the Buddha uses a card, you can also apply, but it is recommended to apply for a gold card. After all, car washing is very expensive in big cities these days, and the annual fee of 300 yuan will be returned soon. If you are a pos user with a card and swipe your card rigidly every month, you can consider a gold card or a platinum card as appropriate according to the bill amount. After all, even if you don't have to pay for this wool, you have to swipe your card. It's good to stop the bleeding. It's not a loss anyway.