First of all, the general process of this type of platform is as follows. Connect with major bank malls, and each mall has corresponding gifts that require points redemption. Of course, these are all virtual electronic coupons, but these electronic coupons can be consumed at the corresponding entities. The platform does not directly collect your points, because major banks do not allow the buying and selling of points. The platform allows cardholders to follow the corresponding steps and exchange points for gift coupons required by the platform.

Let’s give you an example. Otherwise, you may not understand. Taking China Everbright Bank as an example, 10,000 points can be exchanged for up to 7.6 yuan, and a 50-yuan JD e-card e-voucher requires 57,000 points. Do the math, 7.6*5.7 you can get an income of 43.32 yuan! You only need to submit the exchanged electronic coupon code to the platform, and the platform will forward the cash to you. Points cannot be directly exchanged for cash, this is just a saying. Redeem cash in disguise