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Can foreigners apply for a credit card at the local bank?
Foreigners can apply for a credit card at a local bank.

There are no geographical restrictions on handling credit cards. As long as the personal information you provide is true and effective, you can handle it.

Credit card is a kind of credit card issued nationwide, and there is no household registration restriction, so there is no problem in different places. As long as your personal credit and assets are recognized, you can apply for a credit card anywhere.

However, if you apply for a credit card outside your domicile or place of work, the bank has higher requirements for the applicant's credibility. Applying for a credit card generally requires an ID card, proof of education, proof of income and important real estate. As long as the materials you provide are true and can be recognized by banks, most banks can handle them.

Credit card application conditions:

1, at least 18 years old.

2. Hold a valid ID card.

3. No bad credit record.

4. Have a fixed work certificate.

5 proof of income stamped with the financial seal of the unit.

6. Other financial certificates, such as real estate, automobiles, stocks and bonds.

7. Social endowment insurance certificate

The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing.

Extended data:

Credit card use skills:?

1. When going out, don't put magnetic items such as mobile phones and PDAs with credit cards to avoid magnetization; It is best not to put bank cards next to each other to prevent magnetic strips from interfering with each other. You know, bank cards have magnetic stripes, so it's easy to get hurt.

Before you go out, you'd better try whether your long-term vacation credit card can still be used normally. Because some bank cards haven't been used for a long time, I only remember to use them when I go out. If you need to pay by credit card and you can't swipe it out, it will inevitably be embarrassing. ?

3. Don't swipe your card crazily in a short time. The vigilant banking system can easily think that it is a "stolen card" fraudulent use. If you need to buy something, you'd better buy it all at once and swipe your card uniformly. In addition, it is best to know your credit limit like the back of your hand before going out, so as not to be rejected by the merchants when you want to overdraw. ?

4. Keep the transaction slip properly. In case of repeated deduction due to cross-bank or cross-regional bank card transactions, you should contact the issuing bank in time with the transaction slip; On the other hand, if you discard the receipt at will when withdrawing money from ATM, it will also give criminals with bank cards an opportunity.

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