The application method of virtual credit card of Agricultural Bank is as follows: Pre-credit customers of Agricultural Bank can apply for credit currency through counters and handheld banking clients. When applying through the handheld banking client (mobile phone is enabled in version 6.7.0) (the "credit currency" function under the handheld credit card section), the following conditions must be met at the same time:

First, the counter registered to open the pocket banking business;

The second is to open the message service business. Customers with existing credit cards can apply directly through the handheld banking client.

1. Fill in the application form; Information of the bank itself and a copy of the information; The bank sends it to the credit card center; The credit card center conducts audit, business card printing and card issuance; After getting the card, I opened the card and waited for the password letter. At least 18 years old is a compulsory requirement for handling credit cards, but without work certificate, it is easy to be rejected to apply for credit cards. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.

2. Credit account is a kind of credit card product without physical medium, which is mainly issued to pre-credit customers of banks. The external name is "Agricultural Bank Credit Coin", and the special card BIN number is 6258 18. The 23rd of each month is the bookkeeping date, and the due repayment date is 19 days after the bookkeeping date. The bank-holding terminal has the functions of credit currency account information inquiry, bill inquiry, installment application, agreed repayment setting and maintenance, repayment, password management, loss reporting and card replacement, bill setting and so on. This counter is suitable for transactions that allow manual card number input. Credit currency is mainly used for online cardless channels, and supports online K-code payment, online payment by UnionPay and third-party payment such as Alipay and WeChat: it supports the binding of HCE, China UnionPay, AutoExpress and Apple Pay for payment.

3. ABC's virtual card cannot be directly converted into a formal card. You can re-apply for a physical card. For details, please consult the staff of the bank branch and the bank customer service hotline. As long as the bank card has an account number, there is a real card, and there is no virtual card. You can transfer money through mobile banking, as long as you have a real account number and payee.