Bank of Communications credit card holders can repay within 56 days at the longest and 25 days at the shortest.

Cardholders who swipe their cards on the billing date will be included in the next bill, so they can enjoy an interest-free period of up to 56 days on the billing date. If you swipe your card the day before the billing date, it will be included in the current bill and you can only enjoy the interest-free period of 25 days.

The period from the billing date of the credit card to the repayment date is the interest-free period of the credit card. If the cardholder can repay in full within the interest-free period, the consumer interest can be exempted.