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What does the Agricultural Bank of China mean by granting 300,000 yuan in advance?
The advance credit of Agricultural Bank of China is 300,000 yuan, which refers to the estimated loanable amount of 300,000 yuan given by Agricultural Bank of China after comprehensive evaluation of users' credit standing and repayment ability. However, this line is only a preliminary estimate, not a real credit line. If the credit line is to be revoked in the future, it is generally necessary to conduct stricter approval again. Bank pre-credit refers to the maximum loan amount that a commercial bank can confirm according to the user's property status and credit status, but the pre-credit amount is not equal to the actual loan amount. The above is the significance of ABC's advance credit of 300,000 yuan.

The meaning of bank advance payment

Pre-authorization of a bank refers to the business process that the merchant of the bank obtains the financial commitment of the relevant cardholder from the card issuer, and the cardholder can only conduct a certain proportion of the pre-authorization amount within 30 days. After the cardholder obtains the product or receives the service, the relevant special agency accepts the bill of exchange from the card issuer. In other words, the bank freezes part of the cardholder's funds in advance, and the cardholder can only spend within the prescribed scope. After the date arrives, it is necessary to settle the business with the merchant. This article is mainly about the knowledge points of the meaning of the Agricultural Bank's pre-credit of 300,000 yuan, and the content is for reference only.