Hello, bill installment (only holders of business cards, business cards (including financial business cards), shopping cards, ANA protection cards or supplementary cards cannot apply) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill by monthly installments. You can send a short message, log in to the online bank of credit card or call the customer service hotline 4008205555 to transfer the application to the service specialist. Handling fee per installment = total installment amount × handling fee rate per installment. The minimum handling fee for each installment is 5 yuan, 0.9% for the third installment, 0.75% for the sixth installment, 0.70% for 10 installment, 0.66% for 12 installment, 0.68% for 18 installment and 0.68% for the 24th installment. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. Please log on to the credit card website/click "Credit Management"-"Bill Installment" to inquire about the terms of bill installment.

After the bill installment application is successful, the current bill only needs to repay the amount other than the bill installment, and the amount of the principal payable in the first installment (the principal payable in each installment = the total installment principal ÷ the number of installments) and the handling fee are reflected in the next month's bill. The bill installment transaction will fully offset the bill amount, and 10% will offset the balance of the minimum repayment amount. (The business card has no installment business)

Once the bill installment application is approved, it cannot be revoked, nor can the installment amount and the number of installments be changed. The outstanding installment funds in a successful bill installment business need to be paid off in advance. If necessary, you can call our credit card customer service hotline to apply. After the application is approved, the unpaid principal and handling fee will be settled in one lump sum, and the bill amount will be paid in one lump sum. (The business card has no installment business)