1. Job stability and income. The better the work unit, the more stable it is. For example, if you are working in a high-level position in a large state-owned enterprise, an institution, a well-known private enterprise, etc., the income level is high, which is conducive to the bank's approval of high-level jobs. 2. Stable family life. If you own your own house in the place of application, have lived there for a long time, or are married with children, it will also be beneficial to apply for the ICBC China Resources Gold Card. ;
3. Sufficient financial resources to prove that you have a house, a car, and a deposit will more easily help you gain the trust of the bank;
4. ICBC’s star rating. In short, ICBC China Resources The general credit limit of a Tongjin Card depends on your application credit conditions. The above four aspects are important factors that affect the initial credit limit of a credit card issued by ICBC and must not be ignored.