CCB's credit card has no points? CCB's 4 major non-integral clauses!

CCB, as one of the four major state-owned banks, is famous and has a big family business, but it is not very atmospheric to users. The amount is low, it is difficult to raise the amount, and the points are also difficult to brush. Compared with Cosmic Bank, which is also a big state-owned bank, it is Oketa's. Listening to many friends complaining, CCB seems to have no points for swiping cards! No way, so stingy. To find out, it turns out that there are four major non-integral clauses.

1. China Unionpay Quick Pass does not count points

China Unionpay Quick Pass means that mobile wallets are bound to credit cards for consumption, such as APPlePay, HuaweiPay, MiPay, SamsungPay and so on, all of which are in China Unionpay Quick Pass, and now there is the China Unionpay Quick Pass App of UnionPay, all of which have no points.

China Unionpay Quick Pass's handling fee is only regarded as a low-rate transaction by CCB, so there is no point. Besides CCB, China Unionpay Quick Pass of Ping An Bank and Industrial and Commercial Bank of China also has no point.

2. Third-party platforms don't have points

There is a long list of merchants for online transactions, and the payment channel of this online shopping platform is also very troublesome, among which TenPay (WeChat) is also listed, so it is better not to choose CCB credit card to pay at ordinary times.

However, CCB credit cards sometimes have points in transactions on WeChat and Alipay, and such transactions have points.

3. Blacklist merchants don't get points

Some merchants who don't set the parameters according to the UnionPay standard also don't get points. Banks will blacklist some abnormal merchants according to the background data. There are not many blacklisted merchants, and it is difficult to figure out the details. If you meet them, you will only be unlucky.

4. List merchants have no points

All banks have this kind of list merchants without points, which are generally a long and long list, and CCB is no exception. Generally, they rarely look carefully, and most of them are wholesale, public welfare, automobile maintenance, tobacco, agriculture, rural areas and farmers, which can only be avoided by looking at MCC.

To sum up, it's not that CCB has lost points by swiping its card, but it's more difficult to get points. All kinds of restrictions and blacklists can only be carefully avoided, and the bank has the final say.

if the credit card is paid by AliPay, is there any credit?

with integral. When a bank's credit card is paid by Alipay, Alipay is just a payment medium, and your final consumption amount will be based on the consumption record of the credit card, so the credit card will have corresponding points.

AliPay points acquisition:

1. Payment: including scanning code payment, online payment, taking public transportation, recharging payment and other payment scenarios. You can get 1 point when you complete the payment, and you can get 1 point every 2 times for a single payment, and you can pay up to 2 points for the scene every day.

2. Credit card repayment: 5 points/repayment, limited to 3 repayments per month.

3. Transfer: 1 point/transaction, 3 transactions per natural month.

4. Yu 'ebao: calculated according to the average daily balance of Yu 'ebao in the previous month, 1 point/1,1 points/month.

5. wealth management fund: 1 point/1,5 points/month according to the average daily amount of last month.

6. Borrowing: in the state of not overdue, 1 point/1,2 points/month is calculated according to the daily average value of outstanding loans in the last month.

7. Check in the Alipay member page to get points.

points collection:

on the "AliPay member" page, click to collect points, which are valid for 7 days (168 hours), and will be invalid after the expiration. Alipay points rules shall be subject to the official regulations of Alipay.

is there any credit for CCB's fast payment through AliPay?

AliPay Express Payment has no consumption points, because banks can't earn handling fees, and only the sellers who pay by credit card can make purchases by credit card.

fast credit card payment is a brand-new payment method launched by AliPay and major banks. As long as you have a bank card, you can pay at Alipay. When paying, you don't need to log in to online banking, and you can complete the payment with Alipay payment password and mobile phone check code, providing double protection. The payer does not have to pay the handling fee.

I'd like to ask if there are points in Taobao payment of CCB credit card

1. CCB credit card does not have points in Taobao payment. According to the announcement of online shopping third-party payment platform merchants, CCB credit card payment through third-party payment software such as Alipay, Quick Money and Unicom Payment does not count points.

2. When shopping in Taobao and paying with CCB credit card, there are basically no points. Please call CCB customer service for details.

For more information about CCB's credit card Taobao payment, go to: See more

Why CCB's credit card has consumption but no points

Just to let you know, not all consumption has points. Generally, credit cards in shopping malls, department stores, restaurants, hotel accommodation, tourism, etc. have points, and the consumption that does not count points includes: online shopping, buying a house, buying a car, wholesale, charity and non-profit++.

In CCB's "Announcement of merchants who spend credit cards without points", it was found that "customers who spend credit cards through third-party payment platforms will not accumulate points", which included Alipay. Therefore, under the condition that the integral rules of CCB remain unchanged, this situation should not last for a long time, and such transactions may not be counted as integral after some parameters of the bank are adjusted. If you want to accumulate points, it is recommended to do more transactions with physical merchants. Generally, credit card spending in hotels, hotels, restaurants, entertainment, department stores and other retail stores can accumulate points.

The four non-point clauses of CCB are as follows:

1. China Unionpay Quick Pass does not count points. In China Unionpay Quick Pass, mobile wallets are tied to credit cards for consumption, such as APPlePay, HuaweiPay, MiPay, SamsungPay and so on, all of which are in China Unionpay Quick Pass, and now there is UnionPay's China Unionpay Quick Pass App, all of which have no points. China Unionpay Quick Pass's handling fee is only .38. CCB regards this as a low-rate transaction, so there is no point. Besides CCB, there are also China Unionpay Quick Pass of Ping An Bank and Industrial and Commercial Bank of China who have no points.

2. There are no points for third-party platforms. There is a long list of merchants whether there are points in online transactions, and the payment channel of this online shopping platform is also very troublesome, among which TenPay (WeChat) is also listed, so it is better not to choose CCB credit card to pay at ordinary times. However, CCB credit cards sometimes have points in transactions on WeChat and Alipay, and such transactions have points.

3. Blacklist merchants have no points. Some merchants who have not set the parameters according to the UnionPay standard also have no points. Banks will blacklist some abnormal merchants according to the background data. At present, there are not many blacklisted merchants, and it is difficult to figure out the details. If you meet them, you will only be unlucky.

4. The listed merchants have no points. All banks have such a list of merchants without points, which is generally a long and long list, and CCB is no exception. Generally, it is rarely read carefully, and most of them are wholesale, public welfare, automobile maintenance, tobacco, agriculture, rural areas and farmers, which can only be avoided by watching MCC.

This is the end of the introduction about whether CCB Alipay has points and whether CCB Alipay is a credit card. I wonder if you have found the information you need?