Legal Subjectivity:

The longest interest-free repayment period advertised by bank credit cards is 48 days, but Quick Loans needs to remind you that there is one word that is the longest, so this does not mean All your purchases come with a 48-day interest-free repayment period. Generally speaking, banks will have a grace period of 1 to 2 months for overdue credit card holders. During this period, the bank will call the customer and send a text message to remind the repayment, and it will be officially counted as overdue in the third month. Legal objectivity:

Article 57, paragraph 2, of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" When the card-issuing bank receives repayment from the cardholder, it shall pay various arrears to its credit card account in the following order Offset and repayment: If it is overdue for 1 to 90 days (inclusive), it will be offset in the order of interest receivable or various expenses first, and then the principal; if it is overdue for more than 91 days, it will be offset first, then the interest receivable or each other. Expenses will be reimbursed in the order in which they are charged.