When we talk about making, we actually put your name on the card. Pretty soon, actually.
Who made the credit card?
Credit card means that the bank entrusts some companies with the right to make cards, and submits the customer's application materials to the card-making enterprises to make cards in the form of cooperation between banks and enterprises, just like the enterprises that produce ATM machines, which is a truth.
I applied for a credit card of Industrial Bank two days ago, and it is already being processed. How long will it take?
I applied for a credit card of Industrial Bank two days ago, and it is already being processed. How long will it take?
Well, wait, it will arrive in 5-7 working days soon. I remember that the express delivery was sent by EMS registered mail, so please pay attention ~
I got a credit card from Industrial Bank two days ago, and then informed me that I was already getting a card. How long will it take? When will it be received, QA?
From the time you submit the card application materials
It usually takes about 20-40 days.
Domestic banks' credit cards basically adopt centralized management mode, that is, banks first set up their own credit card centers in a certain city, and residents of other cities in China need to submit credit card application forms to.
The card center concluded that it would take several days. After the credit card center receives the credit card application materials from various cities, it takes 15 days to review and file them. Then the business card printing, because of the value of business card printing equipment.
It is expensive, so it is basically produced by credit card centers of domestic banks. This process usually takes two days. The last step is to send the card to the cardholder by registered mail, which usually takes 7.
Days-15 days. Counting the possible delays between various links, it is normal to get the card in 40 days.
I applied for a credit card of Industrial Bank online, and it has come down. I think the amount is too small, and now I want to go to the bank.
The two most effective ways to apply for a large credit card.
One of the most effective methods: submit proof of property.
For large credit cards, the choice of bank credit cards is irrelevant. What matters is whether your real estate license meets the regulations of this bank.
Generally speaking, real estate license includes: real estate, automobile production, wealth management products, etc. Personal name.
Take Minsheng Bank as an example, its large credit cards are divided into diamond cards (with a quota of 200,000), luxury platinum cards (80,000) and standard platinum cards (40,000).
If personal property is provided, the required conditions are: standard platinum card requires the property value to be more than 800,000 yuan, luxury platinum card requires 6,543.8+0.6 million yuan, and diamond card requires more than 3.2 million yuan.
However, the bank does not accept the vehicle ownership certificate.
Guangfa Bank, China Merchants Bank, etc. Accept the relevant certificates of automobile production.
The second most effective method: using cards to handle cards.
It is an effective way to handle large credit cards with cards. Take Minsheng Bank as an example, there is no need to provide any additional proof of assets: the applicant is required to use the credit card for more than half a year, and the credit limit of the card is at least 40,000. The processing conditions are: the original card limit is more than 40,000, and the standard platinum card, luxury platinum card is more than 80,000, and the diamond card 15000 is more than that.
To apply for a large credit card, according to the standards of the bank scoring system, share some conditions, have a good credit record, have a superior career, have a stable income and a high deposit.
If the recommendation card can't be made, you can only spend money to find someone.
Get a card and withdraw cash. You can call me.
I applied for a credit card of Industrial Bank online, but there is no Industrial Bank in my city, so I can only fill in the provincial capital city.
If there is no business hall of Industrial Bank within 30 kilometers around you, there is no way to activate the credit card in person.
I applied for a credit card of Industrial Bank. If it is not opened, should I cancel the charge?
The current rule is that inactive credit cards will not generate annual fees. I don't know if it will change in the future, so please call the bank customer service directly to cancel the card if you don't use it.
How long does it usually take Industrial Bank to apply for a credit card?
It generally takes 7-20 working days for the Industrial Bank credit card to be approved and issued.
I. Processing conditions:
1, age 18-65 years old, with civil capacity.
2. Have a stable income and provide proof of income.
3, personal credit should be good, no bad record.
Whether you can successfully apply for a credit card is also related to your occupation.
Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. Foreign and overseas personnel and officers in active service should issue temporary accounts issued by local public security departments or certificates issued by relevant departments, and provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.
Two. Information required for credit card processing:
1, identification materials;
2. Proof of work and income;
3. Proof of financial resources;
4, academic titles, professional qualification certificates, own real estate license, own car driving license and other auxiliary materials.
Third, the handling process:
1, apply for an appointment online;
2. Three to five working days after the appointment, a staff member will come to contact and collect information;
3. It takes about 7 to 10 working days for the banking system to review personal information and call back;
4. If approved, the credit card will be sent in about 10 working days.
I applied for a credit card of Industrial Bank, and the local branch made a credit inquiry. Does the headquarters still do credit investigation?
The head office will see your credit record during the audit, and decide the credit card approval and limit according to the record.
How long does it take for Industrial Bank to apply for a credit card? Why haven't you heard from me for a month?
Generally, you can receive the Industrial Bank credit card in 15 working days, but sometimes the staff will submit the information as needed, so you can get it in 15-30 days, and the result will be known in 7- 15 working days.
Inquiry on the progress of Industrial Bank's credit card application:
1. Customer service called to inquire about the progress of Industrial Bank's credit card application.
Call the customer service phone number of Industrial Bank: 9556 1, press "1" according to the prompt to enter the credit card business inquiry, and then press "1" to inquire about the progress of the credit card application of Industrial Bank.
Tips: It is generally easier to get through early or late when calling the bank's customer service phone, otherwise it will not work in many cases.
I want to get a credit card from Industrial Bank or China Everbright Bank. Who has the credit card salesmen of these two banks?
I suggest you call customer service directly and ask the local phone to handle the card. For example, Xingye has a card hotline in most areas.
Just call them and ask them to come to your home, but I suggest you download the application form online and mail it directly.
Sorry, I just got a credit card from Industrial Bank, so I'm sorry to return it. How to return it?
You haven't got the card yet. You don't think you need it. You can call 9556 1 to explain the situation and tell him not to send it to you. In addition, the staff who apply for a card for the first time will verify your information by phone, and you can tell him that you don't need to apply for a card.
The second card has been sent. If it has not been activated, call 9556 1 to cancel the card.
About the making of credit cards
I don't know which bank credit card you applied for. Some banks use punch card outsourcing, which can be centralized and reduce costs. Maybe that outsourcing company is from Zhuhai. In addition, as for Zhuhai Goldpac Company, many domestic cards (it should be said that they are blank cards) are made by this company, and it may also undertake some outsourcing business of bank punching. Many banks are established by the head office.
What does it mean to be a credit card of China Merchants Bank?
Refers to the credit card entering the business card printing process, which generally takes about 2 days.
Process of applying for China Merchants Bank credit card:
1. The applicant shall submit the application materials to the credit card sponsor, or to the background of the credit card audit department if applying through electronic channels.
2. The audit department will investigate and audit the submitted materials and the applicant's credit, which generally takes 10 working days.
3. If approved, send the card and send it by SMS the next day.
The applicant can activate the card after receiving it. By default, the card is sent to the customer's billing address by registered mail, usually within 15 days.
Extended data
Advantages of China Merchants Bank Credit Card:
1. Credit card points play a great role.
Compared with credit card points of other banks, credit card points of China Merchants Bank can realize many functions, exchange more products and cash out.
There are many branches in China.
China Merchants Bank has many online stores. Compared with other joint-stock banks, China Merchants Bank has many online stores, especially in large, medium and small cities. Very convenient.
3. There are many offline activities
Compared with other banks, China Merchants Bank's credit cards have much more offline activities, and the high shopping points can also be discounted, which not only meets the needs of customers but also saves customers a sum of money.
4. Credit card application is very convenient.
It is very convenient for China Merchants Bank to handle credit cards, not only in online shopping malls, but also on mobile phones, telephones, WeChat, websites and at the door of salesmen.
5. Complete card type
There are many types of credit cards in China Merchants Bank, and there are different types of cards for different customers, which can bring the greatest convenience to customers.
6. installment payment is very convenient
At present, many online and offline shopping malls support the installment payment of China Merchants Bank, which not only has low handling fees, but also has low interest.
7. Value-added group buying activities
Customers with CMB credit cards can often enjoy the group buying activities of CMB credit card customers. The products are very rich and the prices are absolutely favorable.