China merchants bank cards are divided into five grades. They are Puka, Gold Card, Platinum Card, Diamond Card and Unlimited Card. According to the public information, Puka: the basic credit card level of China Merchants Bank, which is suitable for first-time credit card customers and young people who are new to the workplace. Gold card: It is higher than Puka, and is suitable for customers whose credit card spending is within a certain range every month. Platinum card: higher than gold card, suitable for credit card customers with high monthly consumption, adding more rights and services. Diamond card: It has a higher grade than Platinum card, and is suitable for credit card customers with higher annual consumption, enjoying more abundant rights and benefits. Unlimited card: the highest grade of China Merchants Bank's credit card, which is suitable for credit card customers with strong spending power and enjoys the most abundant rights and services.