If your credit card is overdue for three months, you can apply for an interest suspension. Generally, banks will not allow users to apply for interest suspension and hanging accounts one to two months overdue. Regarding the question "How long after the due date can the suspension of suspension of accounts be suspended?", the editor of Hualv.com will answer it in detail for you below. If you have other credit card issues, you can click on the link at the end of the article for legal consultation and let a professional lawyer take care of your worries.

How long does it take for a credit card to be suspended after overdue payment

1.? You can apply for a suspension of interest payment after a credit card is overdue for three months. Generally, banks will not allow users to apply for interest suspension and hanging accounts one to two months overdue. It is best to apply after three months overdue, as the probability of applying will be much higher. There is no clear time limit for applying for an interest-rate suspension. If the user can prove that he or she does not have the financial ability, he or she can apply to the bank for an interest-rate suspension.

2. Suspension of interest means that when a person with an overdue credit card is temporarily unable to repay, the card issuer will reach an agreement with the cardholder to repay the loan in installments. Annual fees, interest and liquidated damages will no longer be incurred during the installment process, but the interest and liquidated damages originally incurred will not be reduced or reduced, and will still be repaid together with the principal of the debt. The advantage of suspending interest and hanging accounts is that it stops interest and collection, avoids being sued, and also reduces the debtor's repayment pressure. The disadvantage is that your credit report will have an overdue record, and the credit card cannot be used after it is paid off.