Credit investigation failed. This is generally the reason, and the specific reason will not be shown. All are reviewed by machine.

Background information:

1. Credit card application conditions:

1. Be over 18 years old;

2. Hold a valid identity Certificate;

3. No bad credit record.

2. Applicants who have applied for credit cards or bank loans before should know whether they have been overdue. The longer the overdue period, the higher the overdue amount, and if the balance has not been paid off, the application will inevitably be rejected. Not only that, the bank will also use various collection methods to urge the applicant to repay the money.

3. There is another situation where the unit’s monthly salary is paid in cash. If wages are paid in cash, the bank cannot verify the monthly income and will consider the applicant to be incapable of repaying the loan and will be easily rejected.