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The most worthwhile credit card
202 1 Most Worthy Credit Card Ranking

Five most valuable credit cards:

1, China Merchants Bank young Card: China Merchants Bank young Card is a credit card specially designed for young people. The application threshold for this card is relatively low, and some young people who have just entered the society are more suitable to apply for the China Merchants Bank Youth Card. Usually, the initial amount that an applicant can apply for is more than 5000 yuan. Judging from the cardholder's feedback, the credit limit of this card is very fast.

2. Pufa ae Xiaobai: Pufa ae Xiaobai is the platinum credit card of Shanghai Pudong Development Bank. Users with PUFA ae white credit card can enjoy hotel discounts, airport pick-up service rights and so on. Compared with other platinum credit cards, PUFA ae Xiaobai has a lower application threshold. This card has a high credit limit and is more suitable for users with better economic conditions to raise cards.

3. Guangfa Shang Zhen Platinum Card: Guangfa Shang Zhen Platinum Card is a platinum credit card launched by Guangfa Bank. This card has more preferential rights in transportation and travel, and the application threshold is slightly lower than other platinum cards. This card is more suitable for people who travel frequently.

4. Ping An Bank Owner Card: Ping An Bank Owner Card is a credit card specially designed for car owners. Cardholders can enjoy gas concessions, free road rescue and other benefits. The owner is more suitable to keep this credit card.

5. ICBC World Struggle Credit Card: ICBC World Struggle Credit Card has three grades: ordinary card, gold card and platinum card. Applicants can apply for a suitable grade card according to their own card conditions and needs. The credit limit of the card ranges from 1-50000. This card not only has low application threshold, but also has rich rights and interests.

The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!

Credit card applications of China Merchants Bank and Ping An Bank

Credit card applications of China Everbright Bank and China CITIC Bank

Credit card applications of Agricultural Bank and Minsheng Bank

The five most valuable credit cards.

1, ICBC World Struggle Card: Needless to say, ICBC has always been a leader among banks. According to many netizens, the application threshold is relatively loose, easy to handle and good.

It's very simple to ask for a card. This ICBC World Struggle Card is quite rich in rights and interests, and it is also very convenient to apply. It can be regarded as a relatively loose card in ICBC.

2. China Merchants Bank Young Card: Many people regard this young card of China Merchants Bank as their first credit card. Its application conditions are very simple, which is more suitable for newly graduated college students and the withdrawal speed is faster than other banks.

All credit cards should be fast. As long as your credit status is good, you can get the withdrawal soon. Therefore, taking care of this card is very beneficial for applying for credit cards from other banks in the future.

3. ABC's beautiful mother credit card: ABC's credit card has always enjoyed a very good reputation among the public. Many cardholders said that ABC's credit card withdrawal speed is the fastest among all banks.

It is said that there is no upper limit. Don't think that only women can apply for ABC's beautiful mother credit card, and men can also apply.

4. Pudong Development Youth Campus Card: The risk control of Shanghai Pudong Development Bank is relatively loose, and the quota is also very good. Moreover, Shanghai Pudong Development Bank also has a universal fund, which is very exciting. PUFA Youth Campus Card mainly

It is aimed at young people. This credit card is easy to handle. The rights and interests of the card are very good, and it also has its own "dream money". This credit card is also easy to collect and can be used in bonus hunter.

With.

5. Guangfa DIY Credit Card: Although Guangfa Bank is not as famous as the bank mentioned in the previous small series, the credit card of Guangfa Bank is also worth handling, and the quota is raised very quickly. Many netizens said.

You can withdraw cash by swiping your card casually. One of the great advantages of Guangfa DIY card is that the points are not

Often generous, you can enjoy various points for this credit card. It is quite pleasant to use it in bonus hunter, as long as.

Your personal credit is good, and there is no problem in applying for this card.

The top ten most worthwhile credit cards.

I. Industrial and Commercial Bank of China

1. ICBC Platinum Digital Card: Free of annual fee, entry-level platinum, and high card download rate.

2. ICBC Glory Plus Platinum Card: the rigid annual fee is 2,000 yuan, and the annual cash back is 5,000 yuan, and 200,000 points can be exchanged for unlimited dragon cards.

3. ICBC Shangri-La Platinum Card: The annual fee can be waived, and the Emerald members of Shangri-La Hotel Group can be exempted from the annual fee for 3 years, and the points can be automatically exchanged for VIP Golden Dollar points and hotel rights.

Second, China Merchants Bank.

1. Free life platinum card of China Merchants Bank: free of annual fee, cash back overseas, two low-cost hotel stays/year, and 99/ 199 points per month can be exchanged for video music members.

2. Classic Platinum Card of China Merchants Bank: annual fee 10000 points, free physical examination/tooth cleaning/golf/VIP room/low-cost hotel, with the maximum delay insurance of 2,000 yuan and birthday 10 times.

3. China Merchants Bank Express Centurion Platinum Card: 3600 yuan rigid annual fee, unlimited PP, unlimited airport VIP lounge, matching Marriott/Hilton/Radisson members, free medical examination/tooth cleaning/golf/low-cost hotel, up to 4000 yuan delay insurance, birthday 10 times points.

Three. China construction bank

1. Longka Billie Billie Credit Card: Free of annual fee, giving away the annual membership of Billie Billie for 2 years, with high card issuance rate.

2. Longka car card: rigid annual fee, preferential car wash once a week, points exchange for oil card, free national road rescue, and application for qualified car owner card.

3. Longka Family Credit Card: 1 50,000 points to offset the annual fee, unlimited times for three people in three hospitals to share the expert outpatient service, 6 drives/year, 2 trips1yuan, overseas cash back, consumption up to standard 100 yuan, JD.COM card driving 18 yuan, the highest delay risk.

4. Longka enjoys Platinum Credit Card (Dashanbai): the annual fee is 400,000 points, three people in the Third Hospital can share the expert clinic for an unlimited period, the road rescue is free for an unlimited period, the VIP lounge in the airport is unlimited, 5 PP cards are available every year, the hotel/pick-up/driving authority is limited, and the maximum delay insurance is 5,000 yuan per year.

4. Bank of China

1. Great Wall Diamond Credit Card of China Bank: 3,600 yuan, 200,000 points can offset the annual fee, 6: 00 Longteng/year, 2 transfers/year, 1 tooth cleaning/year, 1 physical examination/year, 1 road rescue/year.

5. ABC Worry-Free Platinum Credit Card: Free of annual fee, 3 times/year expert outpatient appointment registration, and new households will be given Youaiteng 3-choice 1 video annual card.

2. ABC upgraded mom's credit card beautifully: free of annual fee, returned overseas, 1 yuan can be exchanged for the annual cards of six major audio-visual members, and the points are paid to Meituan takeaway/Ctrip cash.

3. ABC Zunran Platinum Credit Card (Elite Edition): Free of annual fee, unlimited airport VIP room, unlimited road rescue, and Visa platinum rights.

6. Minsheng Bank

1. Minsheng Elite Platinum Credit Card: the first year 1800 yuan (free of charge for new households in the first year), 200,000 points to offset the annual fee of the next year, unlimited LoungeKey (to be cancelled soon), unlimited road rescue, infringement of rights and interests by points, and delay insurance;

2. Minsheng JD.COM PLUS co-branded credit card: annual fee is free, and 2-year Plus members can get a red envelope 100 yuan when they enter the house.

7. Bank of Communications

1. Bank of Communications Zodiac Card Year of the Ox Commemorative Edition: Free of annual fee, 5 times a month, with a maximum of 880,000/year, 8 times in birthday month, and 5 points for new household gifts (rice cookers, etc.). ), pay card face-to-face gift (128 yuan, etc. ) and a new scorecard.

2. Standard Platinum Credit Card of Bank of Communications (White Kirin): annual fee 1 ,000 yuan for new customers in the first year, 6 times/year for VIP lounge of Bank of Communications airport, 6 times/year for drunk driving and birthday month, 5 times for birthday, and the maximum delay risk 1 ,000 yuan/time.

8. China CITIC Bank

1. CITIC IHG Club Co-branded Gold Card: free of annual fee, giving IHG Club Gold Card, 15% discount on the house price in IHG Greater China, 10% discount on hotel catering, double points for the accommodation card, 5000IHG Club points for the first time, 9 sharing activities, and the highest delay risk 1000 yuan/time.

2. Huawei Card of CITIC Bank: annual fee is exempted, and four high-speed rail VIP rooms in the airport will be given every year when the consumption reaches the standard, and Huawei Pay/ Alipay/WeChat transaction pens will be cashed back at random within a limited time, with the highest delay risk of 1 1,000 yuan/time, and 9 yuan will watch movies and exchange shares for 9 times.

9. China Everbright Bank

1. Everbright Tik Tok Co-branded Credit Card: During the validity period, the annual fee is free, and the life of Haidilao/Pizza Hut/Meituan takeaway is shortened and the card is entered;

2. China Everbright Mobile China Youth Travel Service Co-branded Elite Platinum Card: free of annual fee, 1 shuttle/year, 3: 00 Longteng/year, 10: 1, which will be automatically redeemed for mobile mall points and the first gift for new customers within the validity period.

3. Everbright Filial Piety Premium Platinum Credit Card: RMB 3,600 in the first year (RMB 6,543.8+10,000 is exempted for new household consumption in the first year), RMB 300,000 points in the following year, 4 transfers/year, 9: 00 Longteng/year, 2 dental cleanings/year, 2 physical examinations/year, 654.38+ 02 appointments/year, and 3 points for offline transactions, and

X. guangfa bank

1.CGB China Eastern Intercontinental Tripartite Co-branded Credit Card: Free of annual fee, accumulated consumption of tripartite points, 6 times points for designated channels, 2 points for high-speed rail every year, and 500 times in CGB high-speed rail VIP lounge every month. The ratio of 18: 1 can be converted into China Eastern Airlines mileage /IHG points.

2. Guangfa Zunlv Series Card: annual fee can be exempted, and new customers can cash back 10%. The upper limit is 400 yuan, 10: 1, which can be converted into domestic airline mileage and 15: 1, which can be converted into foreign airline mileage.

3.GDB UnionPay Platinum Card: GDB airport high-speed rail VIP room is free of annual fee and unlimited times.

Expansive material

The conditions for applying for bank loans mainly include the following:

1. The applicant is over 18 years old.

2. The applicant has full capacity for civil conduct.

3. The borrower's credit status is good.

4. The applicant provides legal identity documents.

5. The borrower has sufficient repayment ability.

So much for the introduction of the most worthwhile credit cards.