The most important repayment methods of credit cards are as follows:

1. Bundled savings card repayment. You can bind the credit card to the savings card of the credit card issuing bank. When the repayment is due, the bank will The amount is automatically deducted from the debit card.

2. Online banking transfer and repayment. After activating online banking and logging in, use your own bank account to transfer funds. Enter the card number and password of the repayment credit card to complete the repayment through online banking transfer.

3. Mobile payment platform repayment. Mobile payment platforms such as Alipay and WeChat support credit card repayment. You can use these apps to repay credit card debts.

4. Automatic machine repayment, using UnionPay’s own repayment equipment, such as Lakala, Easy Payment, etc., you can directly use any bank debit card to easily repay.

Extended information:

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the specified credit limit.

Reference: Credit Card-Baidu Encyclopedia