Can I get a refund for the 580 fee of CCB credit card?
If the annual fee of 580 yuan is deducted from the credit card because it is not full, the user can apply to the customer service for a supplement, and the annual fee can be refunded after the supplement is completed within the agreed time. However, users do not meet the conditions of annual fee reduction and exemption, and are unwilling to make up the fee. At this time, 580 yuan's annual fee will not be refunded.
After the annual fee is refunded, it will be directly returned to the credit card account, which can be used to hedge the bill or deposited as an overpayment of the credit card.
Can the annual credit card fee of CCB be waived?
Credit card holders of China Construction Bank can reduce their rights and interests if they want to avoid the annual fee. To put it simply, the annual fee of CCB credit cards can be deducted by the number of swipes, but the number of swipes free of annual fees for different credit cards is also different. According to the regulations of the issuing bank, the frequency of credit card swiping includes online payment such as Alipay, credit card swiping, cash withdrawal, etc pass deduction and so on.
Most credit cards of China Construction Bank can be exempted from annual fees if they handle a certain number of transactions. Among them, special installment cards, provident fund credit cards, single-label cards and Red Cross members' dragon cards that can only be used abroad are exempt from annual fees within the validity period. If the credit card held by the user belongs to the annual fee discount card, the user can apply for refund of the annual fee within three months after the first billing date after the annual fee is generated, or after spending or withdrawing 3 /5 of the transaction.