Credit card agreed repayment refers to a repayment method in which a credit card is bound to a savings card held by an individual and automatically debits the savings card on the repayment date, and the repayment account is not agreed in the binding savings card.

The agreed repayment methods include full repayment and equal repayment. Before the repayment date expires, the corresponding amount will be withheld from the agreed repayment account according to the selected repayment method.

Credit card agreed repayment can effectively prevent the loss caused by the cardholder's forgetting to repay, but the premise of withholding is to ensure that the balance in the savings card is sufficient in advance to avoid automatic repayment failure.