How to check the progress of Postal Bank credit card application?
1. Official website query: (Browser computer: macbookpromos14 opens Google version 92.0.4515.131)
Applicants can log in to the official website of Postal Bank, click to enter the credit card center, and follow the instructions on the page Check the progress of credit card application;
2. Telephone application:
If the applicant does not receive the credit card for a long time, he can call the Postal Bank credit card customer service hotline
, transfer manual service to verify in detail
.
1. Credit card processing time
1. Online application: generally within 20 working days.
2. Website application: Generally, the review will be completed within 5 working days. New accounts need to go to the bank branch for an interview, and the review will be completed within 2 working days after the interview.
3. Mobile banking application: Generally, the review will be completed within 5 working days. New accounts need to go to the bank branch for an interview, and the review will be completed within 2 working days after the interview.
After the credit card application information is submitted, it will first be submitted to the credit card center review department of the card-issuing bank. The review department will score the applicant based on the applicant's personal situation. This process usually takes 10 working days. If After the review is passed, the card-issuing bank will create a card for the cardholder within two working days, and then send the credit card by registered mail or express delivery. Registered mail usually arrives in about 15 days, and express delivery usually takes about 5 days.
However, for some cardholders who have already applied for a credit card and submitted relatively complete information, the bank's approval will be much faster, and the card will usually be issued in about 3 days, so how long it takes to get the credit card generally depends on the application. It depends on the person's personal situation and the approval speed of the card-issuing bank. Generally speaking, the result will be available in about a month
2. Credit card application conditions
Different banks have different application requirements for credit cards. Some have higher thresholds and some have lower thresholds, but in summary, they are nothing more than the following:
1. Aged 18 or above;
2. Hold a valid ID card;
3. No bad credit record
4. Have a permanent job certificate;
5. Proof of income with the financial seal of the unit
6. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.;
7. Social pension insurance certificate;
8. Provide two contact persons.
The first three conditions must be met. Provide 4-7 supporting materials as much as possible. If you are over 18 years old, hold a valid ID card and have no bad credit record, you can apply for a credit card. Please provide the supporting materials. The more, the greater the passing rate.
Hello, how can I log in to check the consumption record of my postal credit card online
1. Log in to the Postal Savings Bank of China Credit Card Center:;
2. First click on Personal Registration under online banking login;
3. After registration is completed, log in to check consumption records.
How to check the credit card status on China Post’s official website?
The method to check the progress of credit card application is as follows:
1. Open Baidu search, enter "China Postal Savings" in the search bar, search and find the official website of China Postal Savings Bank and click to enter .
2. After entering the official website of Postal Savings Bank of China, find the "Credit Card" item and click to enter.
3. After entering the credit card, find the "Application Progress Inquiry" item and click to enter.
4. After entering the application progress query, enter the corresponding information according to the system requirements. After passing the verification, you can query the status of the credit card.
5. If the credit card is already in the express delivery process, you can click "Logistics Inquiry" to enter.
6. After entering the logistics query, enter the ID number and SMS verification code to check the logistics status.
Postal Savings Bank Credit Card Inquiry Official Website
Hello, the Postal Savings Bank Credit Card Inquiry method is as follows:
1. Customer Service Inquiry: Call Postal Savings Bank Credit Card The central service hotline, telephone banking, please call the Postal Savings Bank credit card hotline 400-88-95580 or the voice service can query postal savings credit card consumption records.
2. Fixed bill inquiry: Wait for the Postal Savings Bank of China credit card statement, which will clearly tell you the consumption record of the Postal Savings Bank of China credit card.
3. ATM machine query: Check the postal savings credit card consumption records through the nearby Postal Savings Bank of China or other ATMs. If the balance on the bill is a negative number, it means you still have the money. If you owe money, don’t forget to pay off the balance on your credit card, otherwise it will affect your credit record.
4. Online query: the official website of Postal Savings Bank, and then go to the navigation bar on the homepage of Postal Savings Bank - credit card. After entering, enter the Postal Savings Bank Credit Card Center, click online banking login on the left, and bank password to query the Postal Savings Credit Card consumption records in the past six months.
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Check the progress of postal credit card application
The method is as follows:
The first method: telephone inquiry. If the applicant needs to check the progress of the Postal Savings Bank credit card application, he or she can use the mobile phone or home phone number reserved when applying to call the Postal Bank Credit Card Center customer service hotline 4008895580, then select 1 "Credit Card Application and Progress Inquiry" and follow the voice prompts to check the application progress.
The second method
1. Log in to the website to query. When entering the page, you need to fill in your account number and password.
2. Click on the credit card application progress query and enter the application code as well as the home phone number and six-digit user password filled in during the application to query the credit card application progress.
Extended information
Notes
The so-called over-limit fee refers to the additional overdraft amount given by the bank after the cardholder reaches the total credit card overdraft amount, usually 10 of the original overdraft amount. The advantage of this is that the cardholder does not need to apply for a temporary increase in the limit or the card cannot be swiped; the disadvantage is that the cardholder has to pay an over-limit fee of 5% exceeding the overdraft limit.
In order to avoid being charged over-limit fees by the bank, some cardholders turn to the bank to apply for a temporary increase in the overdraft limit. The increase is usually 10-20, and the period is usually 1 month. After the specified time, The credit card limit has been restored to its original limit. Therefore, cardholders must clearly note the period of the temporary limit to avoid overdue credit card repayments. In addition, you should also pay attention to the over-limit issue of temporarily increasing the limit: if you use an over-limit overdraft in the second half of a month, it is likely that the over-limit amount will incur over-limit fees.