Wuhan Muhong Business Consulting Company’s suspension of accounts is fake. Anyone who actively adds you on WeChat is the beginning of a scam. There are many organizations on the market that negotiate on behalf of others, including information companies and law firms. It can only be said that there are thousands of people with different views. Some people handle it well, and some people are paid to fool them. If it is handled well, the negotiation will be successful in the end!
The kind that fools you will have a great impact on you. There are 4 points below that you need to be careful about:
1. First of all, irresponsible people will not tell you what they are talking about. What, you can't get first-hand information.
If the other party does not use the identity of an agent, but uses your identity to chat, and makes up something, submits false information, and withholds a false seal and gives it to the bank, you will not know.
This kind of negotiation was quick and had no impact on his interests. He quickly took the commission and left. If the incident comes to light later and the bank takes responsibility, you will most likely be suspected of fraud.
Second, the third party said that it can negotiate for up to 60 periods, and no refund will be given if the negotiation is successful.
You understand the maximum 60 issues he said to mean that 60 issues can be negotiated. Later, he used your identity to negotiate for 24 or 36 issues.
If your financial pressure cannot support such a short term, then he won’t care. Anyway, if the negotiation is successful, there will be no refund!
Non-refund is the second issue. I agreed to 24 installments for you, but it is very troublesome for you to pay back in 24 installments. If you default again, it will be easy for the bank to sue.
There is a conflict of interest between the two parties. He is going for the success of the negotiation and making money quickly, and you are going for the 60th issue, but it is difficult to negotiate for the 60th issue, it will take a long time, and it is irresponsible. I don't have the patience anymore.
3. The person who negotiates on your behalf will definitely guide you to negotiate the largest amount first, because the probability of prosecution is high. This is possible but not absolute. The deeper reason is that the commission he gets is high due to the high quota.
Let’s first talk about which one is best based on income. The larger the quota, the greater the pressure. If the installment is successful, your income will be unstable and you will not be able to support each installment's repayment overdue again. On the contrary, it will be counterproductive and accelerate the possibility of you being sued!
So you must be clear about the interests of the third party. You can believe some of them, but you cannot believe them all. You have to be confident!
Fourth, the probability of this happening is rare, but it does happen. It uses a third-party entrustment bait to promise the results you want, but after asking for your personal privacy, it says that it cannot be negotiated and refunds to you.
Actually, we won’t talk about this. We just want your private information. Sold to anti-aircraft artillery platforms, part-time money-making platforms, etc.
With this kind of marketing call, you are a precise customer, and it is easy to lure you into borrowing loan sharks or being defrauded again, etc.!
There has been a case of this, it is a scam call, it is said to be from a certain public security bureau, and you are now suspected of loan fraud or something.
Ordinary people may not feel this kind of phone call, but if you call an overdue debtor, you will easily panic, and you will easily follow the other party's arrangements and be deceived!
In short, if you can negotiate, learn to negotiate on your own. After all, only you care about your own interests the most.
Some formal organizations are entrusted with negotiation, and some are mixed. If you have to negotiate on behalf of others, you can take precautions against these four points. It is always good to be more vigilant.